Exploring the Benefits of SMSF Lending: A Comprehensive Guide

As the trend of self-managed superannuation funds (SMSF) gains momentum, many are seizing the opportunity to take charge of their investment decisions. Particularly, SMSF lending has emerged as a popular choice, offeringsignificant control and flexibility. Here’s why: Available Lending Options: Residential Lending: Up to 80% loan-to-value ratio.Commercial Lending: Up to 70% loan-to-value ratio.Pre-Approval Options: Some lenders offer pre-approval even before the SMSF is legally set up.Servicing the Loan: Most loans are serviced independently, relying solely on the income and expenses within the SMSF. Additional Considerations: Personal Financials: In cases where the SMSF loan does not service, personal financials can be used to demonstrate additional repayment capacity.NDIS Property Investing: High returns make NDIS property investing attractive, either as part of SMSF or as a separate investment. Why Choose SMSF for Property Investment? Control & Flexibility: Tailor your investme