I can now provide borrowers a way out of the high interest rates they are getting from their current bank after the fixed rates end. CCR or non-CCR. There are 2 options – and interest savings depend on which method we can use. Eligibility Criteria for non-CCR Existing loan over 12 months oldNo changes of employment within 6 monthsGood repayment historyCredit scores over 600Employed and can show 2 payslips (PAYG) ” to prove that they are not unemployed, living on benefits or retired, not used for servicing6 months salary or dividend credits (Self Employed)Applicants < 55 yrs old to 30 yr term (if > 55 yrs old then keep original term)< 80% LVRNo Trust / companies – just natural persons For more information or to discuss your own borrowing power, reach out for your free, no-obligation chat. #simplerefinance #mortgagebrokers #developmentfinance #propertyinvestors #constructionloans