RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.49% (5.71%*) • Fixed: 5.49% (5.71%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.64% (6.43%*)

Simple Refinance – no proof of Income

I can now provide borrowers a way out of the high interest rates they are getting from their current bank after the fixed rates ended.

There are 2 options – and interest savings depend on which method we can use.

  • Existing loan over 12 months old
  • No changes of employment within 6 months
  • Good repayment history
  • Credit scores over 600
  • Employed and can show 2 payslips (PAYG) ” to prove that they are not unemployed, living on benefits or retired, not used for servicing
  • 6 months salary or dividend credits (Self Employed)
  • Applicants < 55 yrs old to 30 yr term (if > 55 yrs old then keep original term) < 80% LVR
  • No Trust / companies – just natural persons

For more information or to discuss your own borrowing power, reach out for your free, no-obligation chat.

#simplerefinance #mortgagebrokers #developmentfinance #propertyinvestors #constructionloans

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