A consumer loan is suitable for when you use your vehicle for private purposes. Our car finance can be tailored to suit your budget, with fixed repayments and loan terms from 24 to 84 months. A final balloon payment can be applied to your loan and will reduce your monthly repayments. A balloon means that over the life of a loan, the borrower will only repay part of the principal and as a result, at the end of the loan term will owe the financier a lump sum. Ownership of the vehicle remains with the customer. However, the financier takes an interest in the car as security for the loan. Once the loan is finalised, the financier will lift their interest in the vehicle handling the customer clear title.

A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.

A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.

A popular way of offering employees an opportunity to choose car finance for a motor vehicle of their choice as part of their remuneration package. A Novated Lease is a three-way agreement between an employer, employee and the finance company. The employer makes the monthly repayments on behalf of the employee from their salary. Lease terms are from 12 to 60 months.

Purchase price protection protects you in the event your vehicle is deemed a total loss by your general insurer through theft or accident. Purchase Price Protection can refund the depreciation amount together with the write off amount so you can get back what you paid for the car initially.

We know that accidents may occur, no matter how careful you are on the road. We provide cover with a range of features and benefits designed with you in mind. Comprehensive coverage also protects you against vehicle damages not caused by a collision.