RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.49% (5.71%*) • Fixed: 5.49% (5.71%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.64% (6.43%*)

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Does home ownership make you happier?

8-in-10 Aussies say their home is their happy place. And 85% of first home buyers believe home ownership will make them happier.* Dreaming of buying your own home? Get in touch to discuss strategies and govt schemes that could potentially make it a reality sooner. To find out more, send me a DM or contact Kelvin Mason on: 04780 090

Are you due for a home loan health check?

The average home loan borrower who hasn’t refinanced in the past 12 months paid almost $6,000 more interest during that period as a result.* Worried that might be you? DM us today for a home loan health check. To find out more, send me a DM or contact Kelvin Mason on: 04780 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker

What homes are the most popular in Australia?

Houses: 70% of homes.* Townhouses: 13% of homes. Apartments: 16% (but accounted for 40% of online ‘buy’ searches last year^). Not sure which type of home you can afford? DM us to discover your borrowing power. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty

How much value do bathroom renos add?

A quality bathroom renovation typically costs $8,000 to $35,000 these days.* But, you could see a $4 rise in your home’s value for each $1 spent.^ If your bathroom is in need of a makeover, DM us to discuss potential financing options. #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney #sydneyrealestate #sydneyproperty #sydneymortgagebroker #sydneybroker #sydneyfinance #nsw

Why 3-in-4 home buyers use a mortgage broker!

74.6% of all new home loans in late 2024 were done with broker support – that’s the highest ever! It’s not just about helping secure a competitive rate. We help you navigate the complexities and provide support along the whole home buying journey (and beyond!). DM us to put us to the test. To find out more, send me a

Fixed rates are down. Will variable be next?

Lenders are starting to cut fixed rates. Some by more than half a percent.* Why does that matter? Fixed rates can signal where lenders see variable interest rates are soon heading. DM us for a home loan health check. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing

Home loan application tips for business owners!

Self-employed borrowers can face a few more hurdles than employees, so be prepared: Show you’ve held an ABN for a year or two. Get your latest BAS and tax returns up to date. Don’t do cash jobs as it can reduce borrowing capacity. Grow savings to show you can handle repayments. DM us for home loan help. To find out

How much could an offset account save you?

Let’s say you held $20,000 in an offset account over the life of a 30-year, $400,000 home loan And it was at a 6% interest rate. You could save more than $87,000 in interest and reduce your loan term by more than three years.* To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669

What’s negative gearing all about?

It’s where the cost of owning a rental property (such as loan interest and rates), outweighs rental income. You can then claim a loss on the property come tax time. This loss can be offset against other income – potentially providing tax savings. DM us for more info. To find out more, send me a DM or contact Kelvin Mason

5 ways we can help you buy your dream home!

Understand your borrowing power Provide you with support and guidance at every step Streamline the finance process Understand savings and deposit options, and Settling your property on time. Skip the stress and uncertainty. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty

Could rate cuts affect home prices?

In the past, property prices have jumped 0.6% nationally (about $5,000) on average in the first month following a long-awaited rate cut.* And that’s just one month. So … if you’re ready to buy now, why wait? DM us to get a jump on the competition by finding out your borrowing capacity. To find out more, send me a DM

Checklist: buying in a new development

Look into the developer’s track record. Research the builder’s previous builds. Check out the estate’s masterplan. How are the transport links? Will the area have new schools and shops nearby? If it’s all stacking up, contact us for some finance options. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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