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Lenders are starting to cut fixed rates. Some by more than half a percent.* Why does that matter? Fixed rates can signal where lenders see variable interest rates are soon heading. DM us for a home loan health check. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing

Self-employed borrowers can face a few more hurdles than employees, so be prepared: Show you’ve held an ABN for a year or two. Get your latest BAS and tax returns up to date. Don’t do cash jobs as it can reduce borrowing capacity. Grow savings to show you can handle repayments. DM us for home loan help. To find out

Let’s say you held $20,000 in an offset account over the life of a 30-year, $400,000 home loan And it was at a 6% interest rate. You could save more than $87,000 in interest and reduce your loan term by more than three years.* To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669

It’s where the cost of owning a rental property (such as loan interest and rates), outweighs rental income. You can then claim a loss on the property come tax time. This loss can be offset against other income – potentially providing tax savings. DM us for more info. To find out more, send me a DM or contact Kelvin Mason

Understand your borrowing power Provide you with support and guidance at every step Streamline the finance process Understand savings and deposit options, and Settling your property on time. Skip the stress and uncertainty. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty

In the past, property prices have jumped 0.6% nationally (about $5,000) on average in the first month following a long-awaited rate cut.* And that’s just one month. So … if you’re ready to buy now, why wait? DM us to get a jump on the competition by finding out your borrowing capacity. To find out more, send me a DM

Look into the developer’s track record. Research the builder’s previous builds. Check out the estate’s masterplan. How are the transport links? Will the area have new schools and shops nearby? If it’s all stacking up, contact us for some finance options. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

Spring selling season is ramping up. Here are some tips to help you prepare! Research the local market Know your borrowing power Get home loan pre-approval Do a purchase inspection Attend other auctions in advance to get a feel DM us today for more help To find out more, send me a DM or contact Kelvin Mason on: 0480 090

The Home Guarantee Scheme lets eligible first home buyers in Australia purchase with a 5% deposit and no lenders mortgage insurance. Or 2% for single parents. New Zealanders need a Special Category Visa 444 – the visa they get on arrival. DM us for more info. To find out more, send me a DM or contact Kelvin Mason on: 0480

Pre-approval helps you set a buying budget and gives you confidence to make offers and bid at auctions. While lenders only offer ‘unconditional approval’ once they know the property you want to buy and assess it, pre-approval gives added peace of mind. DM us to get the ball rolling. To find out more, send me a DM or contact Kelvin

  National property prices have spiked 40% since March 2020.* But you don’t need to sell your family home to access your equity. By refinancing, you could cash out a portion of the equity to invest in a rental property. DM us for more info. To find out more, send me a DM or contact Kelvin Mason on: 0480 090

  Who can apply for a home loan with a smaller deposit and no lenders mortgage insurance? Nurses and midwives (10% deposit). Doctors and dentists (5% deposit). Other healthcare workers, lawyers, accountants and essential workers get access to similar perks, too. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669