Cross collateralisation is a lending strategy used by some to help them start or grow their property portfolio. This strategy usually means you’ll use two or more properties as security – with the same lender – because its convenient. The way in which you set up your cross-collateralised structure will determine how
Email is an essential daily part of our business; we’re seeing an increased number of fraudulent emails appearing to come from legitimate sources. These emails are called Business Email Compromise (BEC) and it is a form of phishing. Cyber attackers craft emails that impersonate employees or companies to obtain money or goods fraudulently. This
Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner! When you’re
<< Feb 2025 – Prepare for Rate Cuts – Advanced Finance Strategies.pdf >> Exciting news on the horizon – a rate cut might be coming our way in February! How are your repayments faring? Don’t let the benefits slip away. There’s still time to pivot and tackle potential interest rate cuts in
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home,
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we’ll explain some ways to fund your home improvement project. Spending on home renovations has boomed over the past five
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now. Home loans come in all shapes and
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. Australians are blessed
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