ANZ Business Loan

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 11.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 11.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 11.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App

• Fraud Protection

• Guarantor

• Extra Repayments Additional Information: Conditions and costs apply for early repayments on fixed rate products

• Offset Additional Information: Eligibility criteria apply

 Product Eligibility

• Business Additional Information: The ANZ Business loan must the be used for business purposes. The ANZ Business Loan for Personal Investment must be used for personal investment purposes. However, residential property investment is not a permitted investment purpose.

• Min Age - 18. Additional Information: You must be 18 years of age or older to apply.

 Bank Fees and Charges

• Certificate Of Balance Fee (Event), Amount: 15.00. Additional Information: Payable on request of a Certificate of Balance

• Certificate Of Interest Paid Fee (Event), Amount: 15.00. Additional Information: Payable on request of a Certificate of Interest Paid

• Document Preparation Fee - Loan Securities (Event), Amount: 200.00. Additional Information: For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. The fee applies to each document prepared. Where two Mortgage over Property documents are prepared the total document preparation fee is $400.

• Late Payment Fee (Event), Amount: 35.00. Additional Information: Amount becomes payable when amount payment due remains unpaid for 30 or more days. The fee will be payable each month the amount remains unpaid.

• Lodgement Fee - Original Registration (Event), Amount: 160.00. Additional Information: Original registration by ANZ

• Lodgement Fee - Registration (Event), Amount: 160.00. Additional Information: Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies and other documents

• Lodgement Fee - Re-registration (Event), Amount: 160.00. Additional Information: Re-registration of Personal Property Security Interests

• Ppsr Registration, Renewal And Amendment Fees (Event), Amount: 6.00. Additional Information: Fees are determined by the Australian Financial Security Authority, not ANZ. Currently, on renewal of securities on PPSR: $6 for 7 year PPSR renewal or $25 for 25 year renewal.

• Preparation/execution Fee - Discharge Of Mortgage (Event), Amount: 90.00. Additional Information: Preparation and/or execution of Discharge of Mortgage

• Preparation/execution Fee - Consent To Lease/deed Of Priority (Event), Amount: 90.00. Additional Information: Preparation and/or execution of Consent to Lease or Deed of Priority

• Production Fee (Event), Amount: 160.00. Additional Information: For any changes that occur to a registered mortgage or on request for a certificate of title or other security document

• Redraw Fee (Event), Amount: 125.00. Additional Information: Payable when funds are redrawn from the loan. Noted in applicable letters of offer only

• Search Fee (Event), Amount: 50.00. Additional Information: For searching for additional information (beyond normal searches like title search) required to obtain information from a government or regulatory body regarding the loan. Charged per property security.

• Settlement Fee (Event), Amount: 160.00. Additional Information: Payable when there is a security to be provided or varied under an ANZ loan. It is charged per settlement attended even if it falls through and even if physical settlement doesn’t occur.

• Statement Of Amount Owing (Event), Amount: 17.50. Additional Information: Payable where a statement of amount owing on a loan account is supplied on your request more frequently than one in any three month period. $17.50 per 15 minutes.

• Supplying Certificates (Event), Amount: 50.00. Additional Information: For supplying a certificate(s) for audit or other purposes. $70 per hour, with a minimum of $50.

• Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: Non-payment that is referred to a third party debt collection agency. The amount charged depends upon the enforcement action taken and the agency to which the debt is referred.

• Stamp Duty - Mortgage Document (Variable), Amount: Not Listed.. Additional Information: Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased.

• Stamp Duty - Transfer Land (Variable), Amount: Not Listed.. Additional Information: Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased.

• Early Repayment Cost (Variable), Amount: Not Listed.. Additional Information: For full or partial early repayment of the loan

• Renegotiation Fee (Event), Amount: 600.00. Additional Information: Renewal of a fixed rate term (no change to security). This fee is charged at the time a fixed rate loan is renewed for a further fixed rate term and the ability to renew a further fixed rate term was not incorporated into the current Letter of Offer.

• Forward Start Fee (Variable), Amount: Not Listed.. Additional Information: For guaranteeing a fixed rate on a loan that will be drawn on a specific drawdown date up to 60 days from the date of fee payment. Fee amount is Priced on Application

• Loan Administration Charge (Variable), Amount: Not Listed.. Additional Information: Charged in arrears for administration of the account. Price on application. Loan Administration Charge $0 (waived) when applying via GoBiz online application channel.

• Loan Approval Fee (Variable), Amount: Not Listed.. Additional Information: Payable for any approved application for a new loan/facility or a change to the terms of an existing loan/facility. Fee is subject to negotiation and will be detailed on your Letter of Offer. Loan Approval Fee $0 (waived) when applying via GoBiz online application channel.

• Locked Rate Fee (Upfront), Amount: 600.00. Additional Information: $600 plus a % of the loan amount. Payable before or on the first drawdown date of a loan to lock in the interest rate current at the time of application for a loan which is to be drawn down at an approved drawdown date in the future. Only available for loans up to $500,000 with a fixed term between 1 and 5 years.

 Limitations & Restrictions (Constraints)

• Min Limit of 10000.00 Additional Information: Minimum loan amount is $10,000

• Max Limit of 500000.00 Additional Information: Maximum Limit is only applicable when applying via GoBiz online application channel.

 Document Downloads

  business-banking-finance-fees-charges.pdf (187.5 KB)
  anz-business-general-service-fees-charges.pdf (124.6 KB)
  term-loans-scu.pdf (105.8 KB)
  business-transaction-accounts-tcs.pdf (1.5 MB)