Business Investment Loan

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.69%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.99%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.99%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 7.39%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 7.39%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 7.49%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 7.79%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 7.79%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.69%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.49%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 8.19%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.

• Other Additional Information: Repayments: Choose between principal and interest or interest only repayments.

• Redraw Additional Information: Optional for variable rate loans only. Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500.

 Product Eligibility

• Business Additional Information: Available for Business purposes only. Conditions apply.

• Other Additional Information: Membership: You must be or become a Beyond Bank Australia member

• Other Additional Information: Lending Criteria applies.

• Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

• Business Loan Establishment Fee (Upfront), Amount: 595.00. Additional Information: Applies to residential mortgage security and maximum borrowings of $500,000. Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request.

• Mortgage Discharge, Settlement Or Partial Discharge Fee (Event), Amount: 350.00. Additional Information: Payable whenever a mortgage is discharged or partially discharged

• Redraw (staff-assisted) Fee (Transaction), Amount: 35.00. Additional Information: This fee is payable for each staff-assisted redraw.

• Redraw (online) Fee (Transaction), Amount: 0.00. Additional Information: Online redraw via Internet or Mobile Banking is free.

• Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage.

• Hold Fixed Interest Rate (Upfront), Amount: 0.00. Additional Information: The amount of this fee is based on 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement.

• Rate Variation Fee (Event), Amount: 150.00. Additional Information: This fee is payable each time you ask us to vary the type of interest rate (variable to fixed or vice versa) or refix your loan.

• Loan Settlement Fee (a) (Upfront), Amount: 200.00. Additional Information: This fee is payable for a new loan settled

• Loan Settlement Fee (b) (Upfront), Amount: 150.00. Additional Information: This fee is payable for each loan variation or top up settled.

• Progress Payment Fee (Event), Amount: 35.00. Additional Information: This fee is payable for each progress payment we process for construction loans.

• Security Handling Fee (Upfront), Amount: 175.00. Additional Information: This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title.

• Additional Security Fee (Upfront), Amount: 200.00. Additional Information: This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property

• Search Fee (Upfront), Amount: 35.00. Additional Information: This fee is payable for each search conducted in relation to a loan or security including ASIC search or Title search.

• Default Fee On Business Investment Loan - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.

• Default Fee On Business Investment Loan - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter whilst you remain in default.

 Limitations & Restrictions (Constraints)

• Max Limit of 2000000.00

• Min Limit of 10000.00