Platinum Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 11.49%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose:

 Product Features

• Complementary Product Discounts

• Card Access

• Balance Transfers

• Interest Free Additional Information: Up to 55 days interest free

• Interest Free Transfers Additional Information: Maximum credit limit $10,000 and subject to approval. Offer only available to new retail customers and Bank First customers who receive the offer direct from Bank First. Customers must be aged 18 and over. For applications received by 31 December 2020 and funded by 29 January 2021. Excludes cash advances. Variable interest rate. Fees and charges apply. Full details on request.

• Digital Wallet

• Digital Wallet

• Npp Payid

• Digital Banking

• Other Additional Information: Other service related charges apply based on your circumstances

 Product Eligibility

• Other Additional Information: Available to members only.

• Min Age - 18.

• Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

 Bank Fees and Charges

• Credit Card Atm Withdrawal Fees (Withdrawal), Amount: 2.50.

• Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item

• Arrears Fee (Event), Amount: 20.00.

• Inactive Membership Fee (Periodic), Amount: 30.00.

• Visa Platinum Credit Card Annual Fee (Periodic), Amount: 99.00.

• Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.

• Credit Card Bankfirst Atm Withdrawal (Withdrawal), Amount: 2.50.

• Credit Card Cash Advance At Bank@post (Withdrawal), Amount: 2.50.

• Replacement Card Fee (Event), Amount: 8.00. Additional Information: $12.00 Staff Assisted and $8 via Mobile Banking App

• Emergency Overseas Replacement Card Fee (Event), Amount: 150.00.

• Visa Debit Card Overseas Atm Withdrawals (Withdrawal), Amount: 2.50. Additional Information: The ATM operator may charge a fee at the time of the transaction

• Currency Conversion Fee (Transaction), Amount: Not Listed..

• Visa Debit Over The Counter Cash Advance (Withdrawal), Amount: 2.50.

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.00

 Document Downloads