Bank of China Global UnionPay Card

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 21.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards Additional Information: Up to 4 additional cards

• Unlimited Txns

• Loyalty Program Additional Information: Rewards Points

• Card Access Additional Information: Credit Card

• Overdraft

• Balance Transfers

• Interest Free Additional Information: Up to 50 days interest free period

• Digital Banking

• Bill Payment Additional Information: Ulitity Bills,insurance

• Notifications Additional Information: Purchase transactions SMS notification

 Bank Fees and Charges

• Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 2.5% of total transferred amount for 3 months

• Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 5% of total transferred amount for 6 months

• Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 9% of total transferred amount for 9 months

• Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 13% of total transferred amount for 12 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 1.35% of total installed amount for 3 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 2.6% of total installed amount for 3 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 4.25% of total installed amount for 3 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 6.25% of total installed amount for 3 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 9.95% of total installed amount for 3 months

• Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 14.10% of total installed amount for 3 months

• Annual Fee (Periodic), Amount: 60.00.

• Currency Conversion Fee (Purchase), Amount: Not Listed.. Additional Information: 2.5% of total transaction amount

• Late Payment Fee (Payment), Amount: 15.00.

• Failed Inter-bank Direct Debit Fee (Payment), Amount: 20.00.

• Failed Intra-bank Direct Debit Fee (Payment), Amount: 10.00.

• Cash Advance Fee (Transaction), Amount: 3.00. Additional Information: $3 or 1.5% of the total cash advance amount

• Copy Of Statement Fee (Event), Amount: 5.00.

• Card Replacement Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 500