BOQ Blue Visa Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 21.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Insurance Additional Information: Extended Warranty Insurance, cardholders may be entitled to extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period, which you purchase on your BOQ Blue Visa Credit Card.

• Additional Cards Additional Information: $15 additional cardholder fee applies. Charged annually.

• Loyalty Program Additional Information: Earn 1 Q Rewards credit card point for every dollar spent on Eligible Transactions.

• Interest Free Transfers Additional Information: 0% p.a. on purchases and balance transfers for 9 months. No balance transfer fee. Purchase rate reverts to ongoing purchase rate thereafter, balance transfer reverts to cash advance rate thereafter. No interest free days apply on retail purchases at the end of the promotional period while you have a balance transfer.

• Balance Transfers

• Interest Free Additional Information: Up to 44 days interest free for your purchases (Interest Free Days are not available if you have a Balance Transfer).

• Insurance Additional Information: Purchase Protection Insurance, cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your BOQ Blue Visa Credit Card up to specified amounts.

 Product Eligibility

• Min Income - 25000.0000000000. Additional Information: Earn a taxable income of $25,000 per year or more

• Other Additional Information: Have a good credit rating

• Residency Status - Resident Or Citizen. Additional Information: Be a permanent Australian resident or citizen

• Min Age - 18. Additional Information: Be at least 18 years of age

• Natural Person

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 89.0000.

• Overlimit Fee (Event), Amount: 0.0000. Additional Information: Fee per statement period when your credit limit is exceeded. $40 for accounts approved prior to 1 July 2012.

• Additional Card Holder Fee (Periodic), Amount: 15.0000. Additional Information: Annual Fee for Additional Cards.

• Dishonour Fee (Event), Amount: 10.0000. Additional Information: Fee for each time a cheque or Direct Debit payment is dishonoured.

• Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.

• Domestic Cash Advance Below $100 (Withdrawal), Amount: 3.5000. Additional Information: Domestic cash withdrawals from your credit card.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant.

• Paper Statement Fee (Event), Amount: 2.0000. Additional Information: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances.

• International Cash Advance (Withdrawal), Amount: Not Listed.. Additional Information: International cash withdrawls made outside Australia on your credit card. Minimum fee amount of $4.00 and maximum amount of $30.00 debited to your Account on the Transaction Date.

• Domestic Cash Advance Above $100 (Withdrawal), Amount: Not Listed.. Additional Information: Domestic cash withdrawals from your credit card.. For any Cash Advance equal to or over $100 debited to your Account on the Transaction Date.

• Balance Transfer Fee (Event), Amount: 0.0000.

 Limitations & Restrictions (Constraints)

• Max Limit of 50000.0000000000

• Min Limit of 2000.0000000000

 Document Downloads

  boq-credit-card-terms-and-conditions.pdf (272.1 KB)
  credit-card-fees-and-charges-guide.pdf (67.6 KB)