BOQ Platinum Visa Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 20.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Interest Free Additional Information: Up to 44 days interest free for your purchases (Interest Free Days are not available if you have a Balance Transfer).

• Loyalty Program Additional Information: Earn 2 Q Rewards points for every $1 spent on Eligible Transactions.

• Balance Transfers

• Interest Free Transfers Additional Information: 0% p.a. balance transfer for 12 months. 1% transfer fee applies. Reverts to cash advance rate. No interest free days apply while you have a balance transfer.

• Insurance Additional Information: Extended Warranty Insurance, cardholders may be entitled to extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period, which you purchase on your BOQ Platinum Visa Credit Card

• Insurance Additional Information: Rental Vehicle Excess Insurance in Australia, eligible cardholders may be eligible for coverage of rental vehicle damage or theft for you and your family when travelling within Australia

• Insurance Additional Information: Purchase Protection Insurance, cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your BOQ Platinum Visa Credit Card up to specified amounts

• Insurance Additional Information: International and Domestic Travel Insurance when you and your family travel (terms, conditions, exclusions, limits and applicable sub-limits apply).

• Other Additional Information: Priority 24/7 customer service for your card enquiries.

• Additional Cards Additional Information: Add up to 4 Additional Cardholders with no annual fee.

• Other Additional Information: $1,000 daily cash advance limit through ATMs.

• Bonus Rewards Additional Information: Earn 100,000 bonus Q Rewards® points when you spend $4,500 on Eligible Transactions within the first 3 months from card approval.

• Bonus Rewards Additional Information: Earn 60,000 Velocity Points (converted from 180,000 Q Rewards® points) when you spend $4,500 on Eligible Transactions within 3 months from card approval

 Product Eligibility

• Min Income - 35000.0000000000. Additional Information: Earn a taxable income of $35,000 per year or more

• Other Additional Information: Have a good credit rating

• Residency Status - Resident Or Citizen. Additional Information: Be a permanent Australian resident or citizen

• Min Age - 18. Additional Information: Be at least 18 years of age

• Natural Person

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 149.0000.

• Overlimit Fee (Event), Amount: 0.0000. Additional Information: Fee per statement period when your credit limit is exceeded. $40 for accounts approved prior to 1 July 2012.

• Balance Transfer (Transaction), Amount: Not Listed..

• Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.

• Domestic Cash Advance Above $100 (Withdrawal), Amount: Not Listed.. Additional Information: Domestic cash withdrawals from your credit card.. For any Cash Advance equal to or over $100 debited to your Account on the Transaction Date.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant.

• International Cash Advance (Withdrawal), Amount: Not Listed.. Additional Information: International cash withdrawls made outside Australia on your credit card. Minimum fee amount of $4.00 and maximum amount of $30.00 debited to your Account on the Transaction Date.

• Additional Card Fee (Periodic), Amount: 0.0000. Additional Information: $0 annual fee up to 4 Additional Cards.

• Paper Statement Fee (Event), Amount: 2.0000. Additional Information: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances.

• Domestic Cash Advance Below $100 (Withdrawal), Amount: 3.5000. Additional Information: Domestic cash withdrawals from your credit card.

• Dishonour Fee (Event), Amount: 10.0000. Additional Information: Fee for each time a cheque or Direct Debit payment is dishonoured.

 Limitations & Restrictions (Constraints)

• Max Limit of 100000.0000000000

• Min Limit of 6000.0000000000

 Document Downloads

  boq-credit-card-terms-and-conditions.pdf (272.1 KB)
  credit-card-fees-and-charges-guide.pdf (67.6 KB)