Low Rate Visa Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 7.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Card Access Additional Information: Our Visa Credit Card offers quick, secure and convenient access to your money in person, online, overseas and over the phone. Enjoy the convenience of paying directly from your account, with all of the security you'd expect from Visa.

• Additional Cards Additional Information: No fees for additional cardholders

• Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

• Free Txns Additional Information: Unlimited free electronic transactions available on your account

• Interest Free

• Npp Payid Additional Information: Get faster payments between participating banks, anytime with a Pay ID

• Npp Enabled

• Other Additional Information: Securely lock your debit card in the GCMB App while you look for it and unlock it again when you find it

 Product Eligibility

• Min Age - 18.

• Residency Status - Permanent Resident. Additional Information: You must be an Australian resident

• Natural Person

 Bank Fees and Charges

• Visa Credit Card Fee (Event), Amount: 15.00. Additional Information: A fee charged for any replacement credit card

• Visa Credit Card Priority Fee (Event), Amount: 35.00. Additional Information: A fee charged if you require your replacement card sent by priority or overseas

• Visa Credit Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: A fee charged for cash advances and overseas transactions will attract an additional currency conversion fee

• Emergency Cash/card Visa Credit (Event), Amount: 0.00. Additional Information: Third party fee charged when you need an emergency replacement card delivered to you

• Annual Credit Card Fee - Low Rate (Periodic), Amount: 50.00. Additional Information: An annual fee charged for Low Rate Visa Credit Card product

• Credit Card Statement Fee - Gcmb (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

• Direct Debit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the transaction for you

• Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount

 Limitations & Restrictions (Constraints)

• Opening Balance of 1000.00

• Max Limit of 75000.00

• Min Limit of 1000.00