RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  Mastercard Platinum Credit Card

Reap the benefits of your hard work, with our Platinum Credit Card.
Category: Credit and Charge Cards  Last Updated May 26, 2023  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , INTRODUCTORY, 0.00%
  • Lending Rate Type: Introductory
  • Interest Rate: 0.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:
  , PURCHASE, 18.49%
  • Lending Rate Type: Purchase
  • Interest Rate: 18.49%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Balance Transfers Additional Information: Balance transfer may not exceed 95% of approved card limit (min $500)
  • Interest Free Additional Information: Up to 55 days interest free payments on purchases only
  • Other Additional Information: 3% of the closing balance outstanding, or $10, whichever is greater, to be paid monthly.
  • Bonus Rewards Additional Information: Cash Rewards deposited into a BOS transaction account.
  • Additional Cards
  • Insurance Additional Information: Overseas Travel, Interstate Flight, Extended Warranty, Purchases Security, Transport Accident
  • Digital Banking
  • Interest Free Transfers Additional Information: 0% p.a. for 6 months from card activation. After promotional period, rate reverts to Standard Purchase rate
  • Other Additional Information: Staff assisted transactions. In branch Cash Payments

 Product Eligibility

  • Min Age - 18.
  • Natural Person Additional Information: BOS customers only
  • Residency Status - Australian Resident Or Citizen.
  • Employment Status - Payg (minimum 12 Months). Additional Information: Self-Employed (minimum 2 years)

 Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 129.00.
  • Late Payment Fee (Event), Amount: 10.00.
  • Atm Cash Advance Fee (Transaction), Amount: 3.00. Additional Information: 3.00% of the withdrawal amount, min $3.00
  • Foreign Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3.00% of the Australian dollar value of a foreign transaction
  • Emergency Card (Event), Amount: 100.00. Additional Information: Delivered by Mastercard overseas
  • Urgent Card Replacement By Bos (overseas) (Event), Amount: 50.00. Additional Information: Dispatched 3 days after order
  • Urgent Card Replacement By Bos (australia) (Event), Amount: 20.00. Additional Information: Dispatched 3 days after order
  • Non-urgent Replacement (overseas) (Event), Amount: 30.00.
  • Dishonour Fee (Event), Amount: 15.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 6000.00
  • Max Limit of 50000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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