CHL Select Term Loan

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 6.18%, Comparison Rate 6.29%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.63%, Comparison Rate 6.67%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.63%, Comparison Rate 6.78%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.77%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.87%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.40%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.51%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.86%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.96%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.23%, Comparison Rate 6.67%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.23%, Comparison Rate 6.77%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.15%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.25%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.40%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.51%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.86%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.96%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.16%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.27%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 6.08%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 6.19%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.29%, Comparison Rate 6.22%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.29%, Comparison Rate 6.32%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.26%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.37%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.28%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.38%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.28%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.39%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.34%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.44%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.39%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.49%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.44%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.54%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.48%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.58%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.47%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.58%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.88%, Comparison Rate 6.92%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.88%, Comparison Rate 7.03%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.76%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.86%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.21%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.31%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.74%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.74%, Comparison Rate 6.70%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.19%, Comparison Rate 7.05%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.19%, Comparison Rate 7.15%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.76%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.86%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.21%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.31%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.48%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.58%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.48%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.59%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.49%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.59%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.53%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.64%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.54%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.65%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.49%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.59%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.50%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 6.53%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 6.63%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.58%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.68%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.70%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.67%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.92%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Redraw Additional Information: Online redraw available

• Other Additional Information: No Monthly Fee

• Other Additional Information: Unlimited additional repayments if variable, up to $20,000 when fixed

• Other Additional Information: Variable or Fixed Rate

• Offset Additional Information: 100% Offset Account available on Fixed and Variable rate loans

 Product Eligibility

• Min Age - 18.

 Bank Fees and Charges

• Company Search Fee (Event), Amount: 25.00. Additional Information: Payable each time a company search is required

• Arrears Administration Fee (Event), Amount: 35.00. Additional Information: This fee is debited to your Home Loan Account when you are in arrears. This fee is debited to your Home Loan Account every 28 days thereafter for so long as you remain in arrears.

• Online Redraw (Event), Amount: 0.00. Additional Information: Payable when you redraw all or part of any repayments made on your loan (minimum $1). Per internet banking withdrawal - free

• Subsequent Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable for a valuation performed as the result of your request for us to deal with a security after settlement.

• Overdrawn Approval (Event), Amount: 35.00. Additional Information: For all transactions initiated by you or an account operator that we approve and that overdraws your account (charged per day, not per transaction). This fee will not be charged where the bank is notified that all party(ies) to the loan are deceased

• Direct Debit Dishonour Fee (Event), Amount: 10.00. Additional Information: When there are insufficient funds in your account to cover a direct debit, this fee is charged

• Fixed Rate Break Costs (Variable), Amount: Not Listed.. Additional Information: Break costs may be payable in certain circumstances during a fixed rate term, such as: converting to another annual percentage rate; or Prepaying part (currently more than $20,000 p.a) or all of the outstanding loan

• Loan Processing Fee - Construction (Upfront), Amount: 775.00.

• Loan Processing Fee (Upfront), Amount: 299.00.

• Additional Processing Fee Per Split Loan (Event), Amount: 0.00.

• Settlement Fee (Upfront), Amount: 199.00.

• Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Total cost of valuations to be calculated with Bank covering up to $300. If total amount is under $300, the customer will not be required to pay. Any amount over $300 will be paid by the customer.

• Manual Redraw Fee (Event), Amount: 50.00. Additional Information: This fee is charged when you redraw all or part of any repayments made on your loan. (not charged for redraws performed through online banking services)

• Repayment Recalculation Fee (Event), Amount: 50.00. Additional Information: This fee is charged each time you request that we agree to a decrease in your repayments

• Loan Variation Fee - Simple (Event), Amount: 150.00. Additional Information: This fee is charged if you apply for us to: Vary your existing contract, Convert to another annual percentage rate, Agree to a request to a consent or change of borrower details, Release or substitute a security (a discharge administration fee may also be payable)

• Loan Variation Fee - Complex (Event), Amount: 300.00. Additional Information: This fee is charged if you apply for us to • Change your product • Remove a guarantor • Increase your loan • Agree to a sub division

• Discharge Administration Fee (Event), Amount: 325.00.

• Loan Processing Fee - Bridging Loan (Upfront), Amount: 1500.00.

• Loan Processing Fee - Bridging / Construction (Upfront), Amount: 1500.00.

• Offset Admin Fee (Periodic), Amount: 10.00.

• Loan Variation Fee (Event), Amount: 150.00. Additional Information: This fee is charged if you apply to us to vary existing contract before settlement occurs.

• Legal Fees For Establishing The Loan (Variable), Amount: Not Listed.. Additional Information: Payable for services including the preparation of the security documents and/or attending to settlement on our behalf and/or conducting all title search enquiries . Necessary to effect settlement. This fee is payable on the settlement date.

 Limitations & Restrictions (Constraints)

• Min Limit of 10.000 Additional Information: Ten Thousand Dollars