RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.39% (5.84%*) • Fixed: 5.39% (5.84%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.69% (6.19%*) • Investment PI: 5.55% (6.02%*)

  Basic Home Loan Variable LVR<60%

Basic Home Loan Variable LVR<60%
Category: Home Loans  Last Updated July 9, 2024  Effective October 7, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
6.04% PA
Comparison Rate
6.07%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Npp Payid
  • Redraw Additional Information: Minimum of $500 per redraw

 Product Eligibility

  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..
  • Min Age - 18.
  • Other Additional Information: Available to members only.

 Bank Fees and Charges

  • Discharge Of Mortgage Fee (Event), Amount: 395.00. Additional Information: $395.00 per Title.
  • Settlement Fee (Variable), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan
  • Arrears Fee (Event), Amount: 20.00. Additional Information: Applies when a loan is 7 and 30 calendar days in arrears

 Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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