RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  Expect More Home Loan Investment - Fixed

Our comprehensive investment home loan package, designed for those who expect more from a home loan.
Category: Home Loans  Last Updated August 23, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Investment Property, Principal and Interest
Interest Rate
7.09% PA
Comparison Rate
6.77%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, FIXED, 7.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.09%, Comparison Rate 6.81%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.19%, Comparison Rate 6.78%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.19%, Comparison Rate 6.83%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 10.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Digital Banking
  • Other Additional Information: Available for Construction purposes

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Other Additional Information: Lending Criteria applies
  • Other Additional Information: Available to Companies in their own capacity or as Trustees for a Trust

 Bank Fees and Charges

  • Package Fee (Periodic), Amount: 125.00. Additional Information: Charged on variable rates only
  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at the time of new loan settlement only, variations and top ups to existing loans will not incur the settlement fee.
  • Variation Fee (Event), Amount: 300.00.
  • Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00 Additional Information: Minimum aggregated total loan amount $100,000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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