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  5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers

 General Lending Rates

 Product Features

• Other Additional Information: Rate certainty, set your rate for a term of 5 years

• Digital Banking

• Other Additional Information: Ability to set up automated repayments

• Other Additional Information: Guaranteed Rate to secure your fixed rate for 90 days following your application

• Other Additional Information: Pay no Annual Card fee on new Suncorp Bank Platinum, Gold or Standard Credit Cards.

• Other Additional Information: No Establishment Fee

• Other Additional Information: A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account

• Other Additional Information: The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria

• Other Additional Information: No Annual Fee - The Home Package Plus fee is waived for the life of the loan for First Home Buyers

• Other Additional Information: Phone Banking

• Other Additional Information: Split your loans in the package to include Variable and Fixed rate loan/s at no additional cost

 Product Eligibility

• Other Additional Information: First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.

• Other Additional Information: Home Package Plus - New Home Lending of $150,000 +

• Other Additional Information: Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice

 Bank Fees and Charges

• Default Interest (Event), Amount: Not Listed.. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.

• Loan Finalisation Fee (Event), Amount: 350.00. Additional Information: Applies when a loan is paid out in full, This includes settlements, refinances and payouts.

• Copy Of Documents Fee (Event), Amount: 35.00. Additional Information: Payable if we are required to obtain a copy of a document, including Mortgage or title seach.

• Early Payment Interest Adjustment (epia) (Variable), Amount: Not Listed.. Additional Information: Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period.

• Home Package Plus Annual Fee (Periodic), Amount: 375.00. Additional Information: The Home Package Plus Fee is waived for First Home Buyers

• Additional Valuation Fee (Event), Amount: 150.00. Additional Information: The first valuation assessement for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply.

• Excess Cheque Fee (Event), Amount: 8.00. Additional Information: You can request 4 bank cheques for free. An extra 5 free bank cheques are available for progress payments on construction loans. After you have used the free cheques, a fee is payable for each bank cheque requested.

• Guarantor Fee (Event), Amount: 200.00. Additional Information: Applies if a guarantor is included in the loan. Fee is per guarantor.

• Arrears Administration Fee (Event), Amount: 20.00. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.

 Limitations & Restrictions (Constraints)

• Min Balance of 150000.00 Additional Information: Minimum Loan Balance of $150,000

• Max Balance of 3750000.00 Additional Information: Maximum Loan Balance of $3,750,000

 Document Downloads