RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  Business Overdraft

Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you?re paid.
Category: Overdrafts  Last Updated October 1, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
8.11% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: No minimum or maximum amount (credit criteria apply)
  • Other Additional Information: Variable interest rate (fixed rate not available)
  • Digital Banking Additional Information: Easily manage and access your business overdraft via Online, Telephone, Mobile or Tablet Banking and via our ATM network.
  • Extra Repayments Additional Information: Subject to terms and conditions, this product includes extra repayment features.
  • Digital Banking Additional Information: With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
  • Relationship Management Additional Information: Relationship management is available for eligible customers.
  • Overdraft Additional Information: Temporary Overdraft is available for customers. Temporary Overdraft is a one-off short term working capital facility for existing business customers, with or without an existing overdraft agreement. Requests for new customers may be approved by a Credit Officer on an exception basis

 Product Eligibility

  • Business Additional Information: A business entity or an individual 18 years and above, domiciled in Australia
  • Business Additional Information: Requires the funding for business or investment purposes other than investment in residential property
  • Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

 Bank Fees and Charges

  • Monthly Line Fee (Periodic), Amount: Not Listed.. Additional Information: Monthly Line Fee: 1.20% p.a. (of total limit) charged at the beginning of the month. Other fees may apply.
  • Lending Establishment Fee (Upfront), Amount: 250.00.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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