RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  Personal Loan Personal Lending Variable Unsecured

Personal Loan Personal Lending Variable Unsecured
Category: Personal Loans  Last Updated November 14, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
9.64% PA
Comparison Rate
11.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Minimum of $500 per redraw
  • Digital Banking
  • Npp Payid

 Product Eligibility

  • Other Additional Information: Available to Members only
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

 Bank Fees and Charges

  • Arrears Fee (Event), Amount: 20.00.
  • Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.
  • Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00

 Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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