1300 741 852

  Fixed Rate Personal Loan

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 25.30%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 20.85%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 13.46%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 25.30%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 20.85%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 13.46%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 25.30%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 20.85%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 9.89%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 21.79%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 17.32%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 9.89%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 21.79%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 17.32%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 9.89%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 21.79%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 17.32%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 9.89%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 20.50%, Comparison Rate 21.79%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 16.00%, Comparison Rate 17.32%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Discount
• Interest Rate: 7.50%, Comparison Rate 8.90%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 8.50%, Comparison Rate 9.89%
• Repayment Type:
• Loan Purpose:

 Product Features

• Other Additional Information: 1 to 7 years.

• Other Additional Information: Pay weekly, fortnightly or monthly via direct debit. If you pay by any other means, your repayments will be monthly.

• Digital Banking Additional Information: Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.

• Extra Repayments Additional Information: You can make additional repayments up to a total of $1,000 a year without fees applying. Additional repayments made on a Fixed Rate Loan are not available to be redrawn. If you make additional repayments above the annual limit or repay your loan in full, we may charge an Early Repayment Adjustment. We charge this if we estimate we will make a loss as a result of the early repayment.

• Other Additional Information: Interest is fixed so you know what your repayments will be for the life of the loan.

• Other Additional Information: You may be eligible for same day funding if you're approved, accept your contract and complete verification by 4pm Monday to Friday (Sydney/Melbourne time). Subject to credit checks and assessment of your financial situation. Unavailable for secured loans, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn't provided and subject to system availability.

• Other Additional Information: Security is not required for this loan type.

 Product Eligibility

• Natural Person - Be An Individual. Additional Information: Individuals must have the legal capacity to enter into the loan contract. Not available for non-personal borrowers.

• Min Age - 18.

• Residency Status - Must Live In Australia And Be Either: An Australian Citizen, An Australian Permanent Resident (permanent Visa Sub Class Holder), A New Zealand Citizen, Or Eligible Non-resident Visa Holder..

• Other - Credit Approval. Additional Information: Meet CBA's credit assessment criteria which includes demonstrating the capacity to make the required repayments on the credit facility without substantial hardship.

• Other - Maximum 1 Borrower Per Application. Additional Information: The maximum number of borrowers eligible to apply per application is one.

 Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 250.00. Additional Information: Upfront cost payable when accepting a loan.

• Loan Service Fee (Periodic), Amount: 15.00. Additional Information: Monthly charge to cover costs of keeping account active.

• Late Payment Fee (Event), Amount: 20.00. Additional Information: May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears.

• Settlement Cheque Fee (Event), Amount: 15.00. Additional Information: Cheques provided to help you pay different recipients with your loan borrowings.

• Early Repayment Adjustment (Variable), Amount: Not Listed.. Additional Information: An early repayment adjustment may be made for the loss the Bank expects to make due to the loan being repaid earlier than anticipated. The early repayment adjustment is levied to put the Bank back into the same financial position it would have been in had the loan not been prepaid.

 Limitations & Restrictions (Constraints)

• Max Balance of 50000.00

• Min Balance of 4000.00

 Document Downloads