RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  Home Improvement Loan

Get on with your renovations and home projects with our unsecured home improvement personal loan.
Category: Personal Loans  Last Updated April 3, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.54% PA
Comparison Rate
7.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Redraw Additional Information: Redraw fees apply
  • Other Additional Information: Make extra repayments or pay the loan out early without penalty

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

  • Personal Loan Application Fee (Upfront), Amount: 195.00. Additional Information: Charged on each occasion
  • Late Payment (Event), Amount: 25.00.
  • Redraw Fee - Staff Assisted (Event), Amount: 30.00.
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
  • Personal Loan $10 Monthly Fee (Periodic), Amount: 10.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Guide Book
  Timezone: 1 · [ CHANGE ]

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