UNSECURED PERSONAL LOANS
An unsecured loan with a competitive interest rate and low monthly fee for any worthwhile purpose
Category: Personal Loans Last Updated November 11, 2024 Effective December 18, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
7.79% PA
7.79% PA
Comparison Rate
8.49%PA*
8.49%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
Unsecured Personal Loan
Minimum: $3000.00 Maximum: $50000.00
- Lending Rate Type: Fixed
- Interest Rate: 8.98%, Comparison Rate 9.68%
- Repayment Type: Principal And Interest
- Loan Purpose:
Product Features
- Redraw
- Bill Payment
- Npp Enabled
- Npp Payid
Product Eligibility
- Min Age - 18.
- Max Age - 75.
- Natural Person
Bank Fees and Charges
- Establishment Fee - Personal Loan (Upfront), Amount: 250.00. Additional Information: To cover our costs associated with establishing your loan
- Account Service Fee - Personal Loan (Periodic), Amount: 5.00. Additional Information: Payable for managing your account
- Default Administration Fee (Event), Amount: 40.00. Additional Information: Charged per month, if you fail to make a payment by the due date
- Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
- Early Payout Fee (Event), Amount: 50.00. Additional Information: Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term.
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