All Purpose Personal Loan

 General Lending Rates

 Product Features

• Other Additional Information: No ongoing fees

• Other Additional Information: Make extra repayments

• Other Additional Information: Choose weekly, fortnightly or monthly repayments

• Other Additional Information: A competitive variable interest rate

• Other Additional Information: Debt consolidation, You can borrow up to $50,000 to consolidate your debts

• Redraw Additional Information: A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.

• Digital Banking Additional Information: 24/7 access via internet banking, mobile app and phone banking

• Other Additional Information: No fee for early repayment

• Other Additional Information: Ability to make lump sum payments

 Product Eligibility

• Other Additional Information: You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Natural Person

• Min Age - 18.

• Other Additional Information: All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.

 Bank Fees and Charges

• Application Fee (Upfront), Amount: 150.00. Additional Information: This fee is applicable when the loan is funded.

• Arrears Administration Fee (Event), Amount: 10.00. Additional Information: Payable each time staff action a loan account, RediCredit or Credit Card account in arrears.

• Paper Statement Fee (Periodic), Amount: 1.55. Additional Information: This fee applies when you have elected to receive a paper statement by post in addition to a statement available to view and download in internet banking. It is in addition to fees for replacement and additional statements. For credit cards, this fee is debited to credit card account on the 7th day of the month after the end of a statement period. For all other accounts, this fee is debited to transaction, savings or loan account in that order on the 15th day of the month after the end of a statement period. Exceptions apply. For more information please refer to our Fees and Charges brochure.

 Limitations & Restrictions (Constraints)

• Min Limit of 4000.00 Additional Information: Minimum loan amount is $4,000

• Max Limit of 80000.00 Additional Information: Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.