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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  Transaction Accounts Review 
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Only a small percentage of our available products are listed. Each product is a parent product, and various conditions apply to each child product - select the applicable product for more details. The Product Archives are essentially a product sitemap. While updated regularly, data cannot be relied upon as accurate or complete. Lenders often provide us with invalid data so please make contact with us for a better understanding.

Variable Transaction Accounts

Foreign Currency Acc. (Business)
• VARIABLE •
Deposit Rate*
6.23%
Overdraft*
9.10%
   
Make and receive payments easily if your business regularly deals in foreign…
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.30%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.30%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Westpac 55+ and Retired
• PENALTY •
Deposit Rate*
2.30%
Overdraft*
15.01%
   
Westpac 55+ and Retired is a transaction account for eligible retirees aged…
NAB Retire. Acc.
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.41%
   
Get more from your money in retirement and enjoy easy access to…
Access Savings Acc.
• VARIABLE •
Deposit Rate*
0.01%
Overdraft*
14.49%
   
The Access Savings Account is an everyday account with convenient banking access…
Everyday Direct account
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
12.64%
   
Your everyday transaction account with VISA Debit access.
 

Introductory Transaction Accounts

Maxi Saver
• PENALTY •
Deposit Rate*
3.70%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Maxi Saver
• PENALTY •
Deposit Rate*
3.70%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Westpac eSaver
• PENALTY •
Deposit Rate*
3.55%
Overdraft*
15.01%
   
Earn great interest with our eSaver account, an online savings account with…
 

Bonus Transation Accounts

NAB Reward Saver
• PENALTY •
Deposit Rate*
4.65%
Overdraft*
15.41%
   
Grow your savings faster with bonus interest for regular deposits and no…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Westpac Life
• PENALTY •
Deposit Rate*
3.15%
Overdraft*
15.01%
   
Westpac Life could help you reach your savings goals sooner by earning…