Access Savings Account

 General Lending Rates

 Product Features

• Bill Payment Additional Information: BPAY available.

• Card Access

• Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services

• Digital Wallet Additional Information: Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions.

• Notifications Additional Information: Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.

• Npp Enabled Additional Information: New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.

• Npp Payid Additional Information: New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.

• Overdraft Additional Information: Optional. Normal lending criteria applies.

 Product Eligibility

• Min Age - 18. Additional Information: Minimum Age is 18 years of age

• Natural Person

• Other Additional Information: Membership: You must be or become a Beyond Bank Australia member

• Other Additional Information: Lending criteria applies.

• Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

• Ib External/payid Transfer Fee (Transaction), Amount: 1.00.

• Line Of Credit Approval / Variation Fee (Upfront), Amount: 195.00. Additional Information: This fee is payable when you apply for new or increased credit or request a change to your line of credit contract.

• Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.

• Default Fee On Line Of Credit (Event), Amount: 25.00. Additional Information: This fee is payable on the 15th day of every month whilst you are in default.

 Limitations & Restrictions (Constraints)

• Max Limit of 140000.00 Additional Information: Maximum credit limit for line of credit.

• Min Limit of 2000.00 Additional Information: Minimum credit limit for line of credit.