RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

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Lifestyle
Kelvin Mason

The top 5 location turn-offs for Aussie home buyers

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home,

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Renovating
Kelvin Mason

How to finance your 2025 home renovation

Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we’ll explain some ways to fund your home improvement project. Spending on home renovations has boomed over the past five

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First Home Buyer
Kelvin Mason

Apartment, townhouse or house? The pros and cons

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. Australians are blessed

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General
Kelvin Mason

🚗 Drive Safe, Get Rewarded: NSW’s Cool Road Safety Hack!

Attention NSW drivers! Want to clear your driving record without breaking a sweat? Transport for NSW is giving responsible drivers a sweet bonus. If you’ve kept a clean driving record from 17 January 2023 to 17 January 2024, you could have one demerit point magically wiped away .Quick Details: Applies to

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Cyber Security
Kelvin Mason

Major breach of location data company puts your privacy at risk

Many mobile apps claim they need access to your location data in order to function properly. Some of them share or sell this data to location data brokers. These brokers compile data from various sources, piecing it together to form a detailed picture of user behaviours and movement patterns. They

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First Home Buyer
Kelvin Mason

What are the main challenges Gen Z faces in achieving homeownership

Gen Z faces several significant challenges in achieving homeownership: Affordability Crisis High property prices: Housing affordability is at its worst level in 30 years, with record-high house prices making it increasingly difficult for Gen Z to enter the market Deposit hurdle: The size of the initial deposit needed to secure

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First Home Buyer
Kelvin Mason

Building a Secure Financial Future for All Australians

The concept of the Australian Dream has evolved significantly over time, reflecting changing societal values, economic conditions, and demographic shifts. Here’s how it has transformed: Traditional Australian Dream The traditional Australian Dream, which took hold in the prosperous decades following World War II, centered around: Owning a standalone house on

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Refinance
Kelvin Mason

Why you might want to refinance sooner rather than later

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out. When was the last time you refinanced? If the answer is “never”, or you can’t actually remember, there’s a good chance you’re paying a

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Buyers Agent
Kelvin Mason

How profitable is property development?

Property development stands out as the most profitable strategy in real estate, offering significant returns but also carrying inherent risks that need careful management. While renovations can add value, true property development begins with a two-lot subdivision, where one property is transformed into two, effectively creating new assets. There are

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Fixed Interest Only (P&I)
Interest*
5.84%
Comparison*
6.19%
   
5.84%
7.27%
   
5.84%
7.44%
   
5.85%
6.15%
   
Variable Interest Only (P&I)
Interest*
6.19%
Comparison*
6.22%
   
6.19%
6.52%
   
6.24%
6.26%
   
6.24%
6.27%
   
Invest Interest Only
Interest*
5.84%
Comparison*
7.27%
   
5.84%
7.44%
   
5.89%
6.44%
   
5.89%
6.49%
   
Invest Loans
Interest*
5.84%
Comparison*
6.19%
   
5.84%
7.27%
   
5.84%
7.44%
   
5.85%
6.15%