More than one-third of people who fixed low-rate home loans in 2022 will roll over to higher variable rates this year.* If that sounds

  ⁣ Once next month’s Stage 3 tax cuts kick in, someone earning $100,000/year could borrow $21,000 extra.* A couple earning $150,000 combined could borrow

  There’s been an 11% rise in national property values since January 2023.* That’s seen the average home owner notch up $78,000 extra in home

    The average variable home loan rate is 6.39%.* So, if you refinanced a $600,000 loan at 6.69% down to 6.19%, you could save

  Job hopping (they love stability). Frequently applying for credit cards. Late repayments. Unpaid debts, including Buy Now Pay Later Multiple home loan applications. DM

  There’s been a 25% jump in first home buyers purchasing a rental property rather than a home to live in.* Rent where it’s fun

⁣ You could buy your first home with just a 5% deposit and not pay LMI. It’s part of a federal government scheme. DM us

  Many borrowers are currently paying an interest rate of 7.11%.* But the average rate for new loans is 6.3%.^ So, for a $600,000 loan,

  A new report* shows that 42% of mortgage holders can’t. It’s an oversight that can cost you dearly if you’re paying too much (and

  * Home Guarantee Scheme: buy with a 5% deposit and no LMI. * First Home Owner Grants ($10,000 in many states). * Stamp duty

Banks generally offer lower rates to new customers, multiple studies have confirmed. Home owners who switch lenders save $1,908 per year on average.* DM us

  ⁣⁣ More homes are generally listed ‘For Sale’ in spring (things look much nicer!) Don’t get caught off guard. With home loan pre-approval you