RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

Boosting Borrowing Capacity for Home or Investment Loans

Maximising Your Borrowing Capacity with Expert Guidance

Enhancing your ability to borrow is a pivotal step towards achieving your home ownership or property investment goals. As a mortgage broker, I play a fundamental role in this journey, providing an essential service by connecting you with a diverse range of lending options. I customise loan solutions based on your unique financial situation and deliver expert guidance throughout the process. With my assistance, you can substantially increase your chances of securing the most favourable terms for your home or investment loan, bringing your dream of property ownership within closer reach.

Understanding Borrowing Capacity

Your borrowing capacity is the ceiling set by lenders based on factors like your income, expenses, existing debts, and credit history. It determines the maximum amount you can borrow, influencing both the properties you can consider and the terms of your loan.

In my role as a mortgage broker, I assess offerings from over 60 lenders, ensuring that maximising your borrowing capacity is a priority, even over finding the lowest interest rates.

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