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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

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Don’t Sweat the Small Stuff

2024 has well and truly in full swing and our new work year is almost 1/3 done ” looking forward to the opportunities that will come to us all. I was reading some quotes, and this quote was very relevant for us starting out ” for many of us ” the first day back at work. “You don’t have to

Terry’s View: Not All Experts Are Equal

There are two defining characteristics among the nation’s “leading” economists: (1) they are hopeless at forecasting residential property markets; and (2) they refuse to learn from their mistakes.In 2023 economists predicted prices to fall, but instead they rose and they dismissed the outcome as an aberration which “surprised everyone”. Then they keep using the same flawed methodology and are predicting

Exploring Smart Property Investment Strategies

Rethinking Property Investment: Why New Beats Old When building a property portfolio, it’s essential to focus on factors that define success:capital growth, rental income, tax depreciation benefits, and low vacancy rates. Here’s a thought: older properties might seem attractive initially, but they come with hidden costs. Limited tax benefits and renovation needs can quickly eat into your budget. Sure, renovations

Unlocking Education: Top Melbourne’s Suburbs for Growing Families

Unlocking Education: Top Melbourne’s Suburbs for Growing Families Discover the ideal Australian suburbs for families looking to secure a home in top-notch school zones. With the rising cost of living, finding a balance between quality education and affordable housing is paramount, especially forgrowing families NewsCorp has identified the perfect suburbs where parents can invest in a home without compromising on

How easy is it to buy a home with your partner or spouce?

Embarking on a home-buying journey, particularly with investment in mind, is not just a test of financial acumen but also a relationship’s resilience. This path, often riddled with challenges, ultimately leads to rewarding outcomes. Investingtogether as a couple can be a thrilling adventure, marked by financial growth and returns that make the endeavour worthwhile. Before diving into this venture, it’s

Borrowing $1M from as little as $72k

Spend less upfront to buy your home. When Im asked about how much is needed to be saved ” here is one of our lenders who is assisting you get started. You only need to pay 2.2% of the property value (+GST and government fees) upfront to get a Deposit Boost Loan and a standard-rate home loan. $1M Purchase $22k

Unlocking Education: Top Sydney Suburbs for Growing Families

Unlocking Education: Top Sydney Suburbs for Growing Families Discover the ideal Australian suburbs for families looking to secure a home in top-notch school zones. With the rising cost of living, finding a balance between quality education and affordable housing is paramount, especially for growingfamilies News Corp has identified the perfect suburbs where parents can invest ina home without compromising on

Where First Home Buyers Are Buying

The National Housing Finance and Investment Corporation (NHFIC) today released its fourth annual Home Guarantee Scheme (HGS)Trends & Insights Report, covering data on the First Home Guarantee (FHBG), Family Home Guarantee (FHG) and Regional First Home Buyer Guarantee (RFHBG) for 2022-23. The report includes data insights during a challenging period for first home buyers with the rapid increase in interest

2024 Will Defy Property Doomsayers

2024 Will Defy Property Doomsayers, to learn more have a read of Terry’s otherBlog posts. The year 2023 defied the predictions of economists and media, demonstrating robust growth in property prices across many areas, contrary to expectations. This trend is likely to continue in 2024, surpassing the recent pessimistic forecasts. Many who anticipated a significant drop in prices for 2023

9 ways to prep before your fixed interest rate period ends

Wondering what will happen after your fixed interest rate period ends? With many fixed interest rate periods ending this year, you’re not alone. As a mortgage broker, it’s important to provide clients with comprehensive advice and guidance, especially when it comes to managing their home loan repayments. The end of a fixed interest rate period can bring significant changes to

Important – Security Notice: Data Breach Notification

We have become aware of a recent security incident at Firstmac that may have affected your personal information. Ensuring the privacy and security of your data is of course, our utmost priority. What Happened? Recently, FirstMac IT systems were compromised by an unauthorized third party. This breach ledto the unauthorized access of personal data including names, contact details, tax file

How to grow your property portfolio

#1 Get Started! As simple as it sounds many people wait. Wait for a deposit – wait for the right time ” wait for right property. These are all important ” but why not get started and talk to an experienced mortgage broker who can confirm what you can afford ” with buffers in case of one of life “oops”

Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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