RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

The reasons to increase rates again are dwindling, and the reasons to drop rates are quickly growing.

There’s a choice to make: Do you prefer to hear the good news first or the bad news?

Let’s start with the bad news. Unfortunately, the current state of the economy is experiencing a per capita recession. In fact, if we look at the GDP figures for the March quarter, the only reason it showed a positive growth was due to the substantial spending by over 400,000 new international migrants.

Now, let’s move on to the good news. Despite the ongoing per capita recession, there are some positive aspects to consider. Firstly, there is a growing realisation that the reasons to raise interest rates are diminishing. Additionally, the reasons to lower interest rates are rapidly increasing. These factors create a favourable environment for borrowers and those seeking mortgage financing.

It’s important to note that Philip, who is currently in charge of the RBA, appears to have a focus on adversely impacting the economy before departing from his position. However, the shifting landscape of interest rates suggests that opportunities for favourable rates may arise.

Stay informed and keep a close eye on the evolving economic situation as it can have a direct impact on mortgage rates and financial decisions.

For more information or to discuss your own borrowing power, reach out for your free, no-obligation chat.

#InterestRates #AustralianEconomy #RBA #MortgageRates #EconomicOutlook

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