RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  Buy Invest Live General Archive 
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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#75 Borrow Smart Series – Leasehold Property Loans: Navigating Unique Financing Challenges

Financing Leasehold Properties: Navigating the Unique Challenges When it comes to property ownership, leasehold properties present a unique set of circumstances that can significantly impact your financing options. While leasehold properties can offer attractive opportunities, especially in urban areas or for first-time buyers, securing a mortgage for these properties involves considerations that

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#74 Borrow Smart Series – The Mortgage Broker Advantage: How They Can Help You Secure a Loan

Mortgage Brokers: Your Guide to Navigating the Home Loan Maze In the complex world of home loans, mortgage brokers serve as invaluable guides, acting as intermediaries between borrowers and lenders. Their expertise and industry connections can make the difference between a stressful, confusing experience and a smooth journey to homeownership. Let’s explore

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#73 Borrow Smart Series – Comparing Home Loan Rates: Finding the Best Deal

Comparing Home Loan Rates: Your Guide to Finding the Best Deal In today’s competitive mortgage market, comparing home loan rates is crucial to ensure you’re getting the best deal possible. A small difference in interest rates can translate to thousands of dollars saved over the life of your loan. Here’s a comprehensive guide on

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#72 Borrow Smart Series – Renovation Loans: Financing Your Home Makeover

Financing Your Home Renovations: Exploring Loan Options Home renovations can breathe new life into your living space, increase your property’s value, and enhance your overall quality of life. However, funding these projects often requires careful financial planning and consideration of various loan options. Whether you’re looking to update your kitchen,

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#71 Borrow Smart Series – Boosting Borrowing Power with a Second Job

How a Second Job Can Boost Your Borrowing Capacity In today’s competitive housing market, many Australians are looking for ways to increase their borrowing power and secure their dream home. One effective strategy that’s gaining popularity is taking on a second job. While it requires additional time and effort, a

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#70 Borrow Smart Series – Granny Flat Loans: Financing Multi-Dwelling Properties

Securing a Loan for Properties with Granny Flats: Key Considerations In recent years, properties with granny flats have become increasingly popular among homeowners and investors alike. These secondary dwellings offer versatility, potential rental income, and added property value. However, when it comes to securing a loan for a property with

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Interest Rate Rises
Kelvin Mason

2024 so far .. when will interest rates drop?

2024 seems to have been ‘highlighted’ by continuing discussions on interest rates, particularly when will they start to ease. The new RBA Chief is holding strong the Board’s desire for inflation to return to its target range of 2%-3% before any move. The recent concern that there may even be one more

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#69 Borrow Smart Series – Joint Loans: Combining Forces to Buy Property

Joint Loans: Sharing the Path to Homeownership In today’s competitive property market, joint loans have become an increasingly popular option for those looking to enter the housing market or invest in property. Whether you’re considering buying with a partner, family member, or friend, joint loans offer a unique way to

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#68 Borrow Smart Series – Mortgage Offset Calculators: How They Help You Save

Mortgage Offset Calculators: Maximising Your Home Loan Savings In the world of home loans, a mortgage offset calculator is a powerful tool that can help you understand and maximise the benefits of linking your savings account to your home loan. This innovative financial instrument can potentially save you thousands of dollars in interest and

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#67 Borrow Smart Series – Holiday Home Loans: Financing Your Vacation Retreat

Financing Your Dream Holiday Home: A Comprehensive Guide Owning a holiday home is a dream for many Australians, offering a personal retreat and potential rental income. However, financing a holiday home comes with its own set of unique considerations that differ from purchasing a primary residence. Understanding these nuances is

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General
Kelvin Mason

Guide to Non-Bank Lenders in Australia

As the financial landscape in Australia evolves, more borrowers are turning to non-bank lenders for their financial needs. Non-bank lenders offer a range of services and benefits that differ from traditional banks, making them an attractive option for many Australians. However, with this growing interest comes a host of questions. Here, we

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Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#66 Borrow Smart Series – Fixed-Rate Loans: Shielding Your Mortgage from Rate Hikes

Fixed-Rate Loans: Stability and Predictability in Your Home Loan In the ever-changing landscape of mortgage interest rates, fixed-rate loans stand out as a beacon of stability for many homeowners and prospective buyers. By locking in an interest rate for a set period, these loans offer a level of predictability that can be

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
  Timezone: 1 · [ CHANGE ]

Example Multiple Banks (Fixed)
Interest*
5.54%
Comparison*
5.91%
   
5.54%
5.93%
   
5.54%
6.02%
   
5.54%
6.04%
   
Example Multiple Banks Variable)
Interest*
5.88%
Comparison*
6.07%
   
5.94%
5.95%
   
5.94%
6.39%
   
5.99%
6.01%
   
Example BIg-4 Only (Variable)
Interest*
5.88%
Comparison*
6.07%
   
5.88%
6.25%
   
5.94%
5.95%
   
5.94%
6.05%
   
Example Invest Products (IO)
Interest*
5.79%
Comparison*
6.41%
   
5.79%
6.47%
   
5.89%
6.44%
   
5.99%
6.51%