RBA Cash Rate: 4.10% · 1AUD = 0.71 USD · Inflation: 3.6%  

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  Buy Invest Live [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.59% (5.61%*) • Home Loan Fixed: 6.09% (7.90%*) • Fixed: 6.09% (7.90%*) • Variable: 5.59% (5.61%*) • Investment IO: 5.88% (6.08%*) • Investment PI: 5.88% (6.08%*)

DECLINED – due to bad credit

Every week, I see clients excited about buying a home or securing business funding—only to hear we cant lodge due to a credit event * (usually late payments and defaults). If this is you, you’re not alone.

The reality: Credit issues can often be fixed, sometimes in less than 30 days. You don’t need to give up on your dream property or let a bad credit report shut the door.

As a finance broker, I help refer clients who challenge negative listings and work towards getting them removed. That means you could keep your finance window open and secure the right deal, at the right time.

If bad credit is holding you back, don’t wait and miss out. Reach out today to discuss your options—we can assist to get your application back on track.

* As a finance broker we dont lodge applications without checking credit report and checking with potential lenders if they would accept – if applications are lodged and declined, this can negatively affect your credit score. 

Note – while most lenders do some version of credit scoring – there are lender who do not.

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      REVIEW

Owner Occ. (Selected P&I Rates)
Interest*
5.59%
Comparison*
5.61%
   
5.68%
5.89%
   
5.74%
5.77%
   
5.83%
5.84%
   
Selected Invest Products (P&I)
Interest*
5.88%
Comparison*
6.08%
   
5.89%
5.91%
   
5.93%
5.95%
   
5.94%
5.96%
   
Selected Multiple Lenders (Fixed)
Interest*
6.09%
Comparison*
7.90%
   
6.14%
6.34%
   
6.19%
5.98%
   
6.19%
6.07%
   
Selected Multiple Lenders (Variable)
Interest*
5.59%
Comparison*
5.61%
   
5.68%
5.89%
   
5.74%
5.77%
   
5.83%
5.84%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.84%
Comparison*
5.97%
   
6.04%
6.05%
   
6.14%
6.14%
   
6.14%
6.52%
   
Selected Invest Products (IO)
Interest*
5.88%
Comparison*
6.08%
   
5.99%
6.02%
   
6.14%
6.01%
   
6.14%
6.03%