Dear Home Buyer, as your mortgage broker, my priority is to give you the best experience and the greatest possible flexibility as you navigate your home loan options. That’s why I’m excited to offer you something unique: two different approval pathways—so you can make the best choice for your financial future.
Traditional Home Loan Approval
This is the standard approval process, where you use your own savings as your home loan deposit.
Home Loan Approval with Deposit Assist
Not sure if tying up all your cash in the deposit is the right move? I can also help you get approved using a lower cash deposit—starting from as little as 1%—with an AffordAssist Deposit Certificate covering the balance of your deposit.
- Secure a home loan with as little as a 1% cash deposit
- Up to 90% LVR, with the AffordAssist Deposit Certificate making up the rest (some conditions apply)
- Option for your remaining cash to stay available for emergencies or investment
Why consider this option?
Life is unpredictable: unexpected expenses, family needs, health matters, or investing opportunities may arise. With the AffordAssist Deposit Certificate, you don’t have to use all of your available cash—helping you maintain a safety net and peace of mind.
Your options, your choice: You’re under no obligation to choose this pathway, and we’ll always look at all options to suit your needs. It’s an extra alternative so you can compare, plan and proceed with confidence.
Ready to Start?
Let’s talk about how you could get two approvals—including one with the AffordAssist Deposit Certificate—so you can move forward with more control and choice.
Want more details?
See more about AffordAssist Home Loan options here or ask me any questions. I’m here to empower your journey into the property market—with flexibility, insight, and support every step of the way.
