RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.6%  

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Home Loan Variable: 5.18% (5.38%*) • Home Loan Fixed: 4.95% (5.40%*) • Fixed: 4.95% (5.40%*) • Variable: 5.18% (5.38%*) • Investment IO: 5.34% (6.22%*) • Investment PI: 5.20% (5.65%*)

How We Helped Karen Buy Her First Home With Just a 1% Deposit

I know that saving for a home deposit while juggling life is a challenge—especially when you hear that you need a massive amount up front. That’s why I want to share a quick story about Karen—a story that might sound familiar, and hopefully, a little inspiring.

Meet Karen: A First-Time Home Buyer

Karen came to us feeling a mix of excitement and anxiety. With only a 1% deposit saved, she worried she’d missed her chance at home ownership. She’d spoken to a few banks already, only to hear the same old story: “Come back when you have more saved.” But we look at things differently.

Our Approach: Thinking Beyond the Banks

What set us apart for Karen?
– Access to 30+ lenders: We could see options beyond the “big four.”
– Flexible loan strategies: We specialise in low-document (lo doc) solutions, smaller deposits, and even clients with less-than-perfect credit.
– Personalised guidance: We listened to Karen’s situation and matched her with a lender accommodating her 1% deposit, still offering a great rate.

The Results

We didn’t just get Karen a loan—we got her the keys to her very first home, with confidence in every step. Today, she’s moving boxes and loving her new place, instead of feeling stuck on the sidelines.

Why Does This Matter For You?

If you’re worried about deposit size, have a unique situation, or just want solutions a typical bank won’t offer, we can help. We’ve assisted hundreds of families, solo buyers, professionals, and business owners to secure finance for their dreams—even when things seemed tricky.

What We Offer

– Over 70 lender partners to choose from
– Home loans starting from as little as 1% deposit
– Strategies for self-employed, lo-doc, and credit-impaired clients
– Personalised, expert support from start to settlement

Take The First Step

Every client’s story starts with a conversation. If Karen’s journey sounds a bit like yours—or if you want to see what’s possible for your situation—just hit reply or call us for a no-obligation chat.
Let’s see what doors we can open for you.

Kelvin Mason
Mortgage Broker

P.S. Already own a home? We have strategies for refinancing, accessing equity, and investment too! Let’s talk about how we can help you achieve your next goal.

This post was originally emailed.

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      REVIEW

Owner Occ. (Selected P&I Rates)
Interest*
4.95%
Comparison*
5.40%
   
5.09%
6.13%
   
5.18%
5.38%
   
5.19%
5.21%
   
Selected Invest Products (P&I)
Interest*
5.20%
Comparison*
5.65%
   
5.29%
7.58%
   
5.34%
6.22%
   
5.39%
5.41%
   
Selected Multiple Lenders (Fixed)
Interest*
4.95%
Comparison*
5.40%
   
5.09%
6.13%
   
5.19%
6.05%
   
5.19%
7.32%
   
Selected Multiple Lenders (Variable)
Interest*
5.18%
Comparison*
5.38%
   
5.19%
5.21%
   
5.24%
5.27%
   
5.24%
5.30%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.34%
Comparison*
5.47%
   
5.54%
5.55%
   
5.64%
5.65%
   
5.64%
6.02%
   
Selected Invest Products (IO)
Interest*
5.34%
Comparison*
6.22%
   
5.38%
5.58%
   
5.45%
5.70%
   
5.49%
5.52%