RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
0480 090 669
Search
Close this search box.
Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.67%*) • Investment PI: 5.64% (6.08%*)

  Buy Invest Live Blog 
[  Blog  ]

[    Related  ::  Home ● FAQ ● Resources ● Lender Data ● Make Appointment  ]
General
Kelvin Mason

Unlucky or Just Misunderstood? The Truth Behind Friday the 13th

Friday the 13th is a day steeped in superstition and folklore, widely regarded as unlucky in many Western cultures. The origins of this belief are complex, intertwining historical events, religious narratives, and cultural practices. Historical Origins The superstition surrounding Friday the 13th has several theories regarding its inception: The Last

Read More »
General
Kelvin Mason

Voices for Change: How Suffrage Movements Shaped Modern Democracy

The suffragette movement stands as one of the most pivotal and transformative chapters in the fight for women’s rights and democratic equality. In the late 19th and early 20th centuries, a group of determined women in the United Kingdom, known as the suffragettes, embarked on a relentless campaign to secure

Read More »
General
Kelvin Mason

Election Time – how did we all get the right to vote?

With local election on Saturday, I thought it would be good to look back at how we all came to vote, based on our English heritage. Electoral system of Australia Distinctive Features : Compulsory enrolment and voting; Majority-preferential instant-runoff voting for lower house; Single transferable vote proportional representation for upper

Read More »
General
Kelvin Mason

R U OK?

R U OK? is an Australian non-profit suicide prevention organisation that was founded in 2009 by Gavin Larkin. Here’s a brief history of the organisation: Origins The idea for R U OK? stemmed from Gavin Larkin’s personal experience with suicide. In 1995, Larkin’s father Barry died by suicide, leaving his

Read More »
Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#21 Borrow Smart Series – Refinancing 101: Unlock Better Rates and Terms for Your Home Loan

Refinancing Your Home Loan: Benefits, Costs, and Considerations. Refinancing your home loan can be a smart financial move that offers several potential benefits. However, it’s important to carefully weigh the pros and cons before making a decision. Let’s explore the key aspects of refinancing and what you need to know before taking

Read More »
Interest Rate Rises
Kelvin Mason

Fixed rates tumble: a sign of things to come?

When will interest rates fall? It’s the question on everyone’s mind, and recent moves in fixed rates suggest we may not have to wait much longer for variable rates to head south.While about 80% of Australian households currently have variable-rate mortgages, fixed-rate home loans shouldn’t be overlooked. Locking in a fixed rate

Read More »
Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#20 Borrow Smart Series – Missed a Payment? Here’s What You Need to Do

Missed Mortgage Payments: What to Do and How to Recover. Missing a mortgage payment can be a stressful experience, but it’s important to remember that you’re not alone. Many homeowners face financial challenges at some point during their loan term. The key is to act quickly and proactively to minimise the impact

Read More »
Building & Pest Inspections
Kelvin Mason

The Importance of Building and Pest Inspections

As a mortgage and finance broker with a decade of experience in Australia, I feel compelled to share some crucial information about the current state of our property market. Recent reports have highlighted a concerning trend in building quality that could affect millions of Australian homeowners and investors. So – do your

Read More »
Cyber Insurance
Kelvin Mason

We take your protection .. seriously.

Durex India fails to use protection Customers of Durex India’s subsidiary have faced a significant data breach, exposing sensitive information due to inadequate security measures. The breach, discovered by security researcher Sourajeet Majumder, revealed that personal details such as full names, phone numbers, email addresses, shipping addresses, and order histories were accessible

Read More »
Top 100 Questions Borrowers Ask Brokers About Home or Investment Property Loans
Kelvin Mason

#19 Borrow Smart Series – Interest-Only Loans: What You Need to Know

Interest-Only Home Loans: Weighing the Pros and ConsInterest-only home loans have become an increasingly popular option for both property investors and homeowners in Australia. These loans offer a unique repayment structure that can provide short-term financial benefits, but they also come with potential long-term implications. Let’s explore the key aspects

Read More »
General
Kelvin Mason

Lithium Battery Safety: Are You Adequately Insured?

Powering Up Safely: Understanding Lithium Battery Risks and Insurance Needs Thanks for referral partner Protego Risk Group for this article – when you want to review your business insurance needs, contact Shaun – shaun@protegoriskgroup.com.au. Lithium batteries are everywhere these days, powering our laptops, phones, tablets, and even some household appliances.

Read More »
General
Kelvin Mason

Low deposit scheme opens up to New Zealander visa holders

Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been opened up to visa holders from across the Tasman. Here’s what you need to know. Sure, the Kiwis have the All Blacks, the glaciers and landscapes fit for

Read More »
Fixed Interest Only (P&I)
Interest*
5.55%
Comparison*
6.02%
   
5.55%
6.08%
   
5.55%
6.14%
   
5.55%
6.21%
   
Variable Interest Only (P&I)
Interest*
6.18%
Comparison*
6.37%
   
6.18%
6.55%
   
6.19%
6.52%
   
6.24%
6.26%
   
Invest Interest Only
Interest*
5.69%
Comparison*
6.19%
   
5.69%
6.25%
   
5.69%
6.32%
   
5.69%
6.40%
   
Invest Loans
Interest*
5.55%
Comparison*
6.02%
   
5.55%
6.08%
   
5.55%
6.14%
   
5.55%
6.21%