Discover Secret Listings: Why Off-Market Properties Are a Game-Changer In today’s highly competitive real estate market, finding the perfect property can feel like searching for a needle in a haystack. That’s where off-market properties come into play, offering a unique and often overlooked opportunity forboth home buyers and investors. What are Off-Market Properties? Off-market properties, also known as pocket listings or exclusive listings, are homes that are for sale but not publicly advertised on the Multiple Listing Service (MLS). These properties are typicallymarketed through private networks, word-of-mouth, or direct connections with real estate agents. Why Consider Off-Market Properties? Reduced Competition: With fewer buyers aware of these properties, you face less competition, increasing your chances of securing a great deal without the bidding wars often seen in a hot market.Exclusive Opportunities: Off-market listings can include unique and high-value properties that

In an illuminating survey conducted by Reuters in February, insights from 14 esteemed property analysts suggest an optimistic trajectory for Australian property prices over the next two years. The consensus? A projected annual growth rateof 5%. Despite witnessing significant price surges over the past three years, the forecast signals no halt in momentum. The underlying reasons? A mix of economic stimuli and demographic trends. Key Insights: Increased Borrowing Capacity: ANZ’s senior economist, Adelaide Timbrell, highlights an upcoming boost in borrowing capacity for Australians, attributed to tax cuts and anticipated rate cuts. This financial flexibility isexpected to fuel further growth in housing prices.Population Growth & Construction Backlog: The relentless pace of population growth, coupled with a notable backlog in home construction, lays the groundwork for sustained demand. This demand-supply imbalance is pivotalin driving the market forward. February’s Performance: A Sna

Attention Property Investors! Are you pre-approved and ready to buy? I asked an agent for their “best buy” last night, and this is currently available for sale : a $690k 4-bedroom home with a double garage and alfresco area (and more) in Caboolture, just 44km north of Brisbane. The land is registered, and construction can commence immediately, with an estimated 9-month completion time before tenantscan move in. Interested in understanding your borrowing capacity or getting pre-approved? Let’s have a 10-minute conversation to explore your options. Feel free to reach out! #buyinvestlive

Ever considered the complexities of finding the right mortgage? With over 60 major banks and various lenders in the mix, navigating this landscape requires more than just a keen eye. As a seasoned mortgage broker, I’ve seen firsthand how independent property investments can lead to costly mistakes. Choosing the wrong location, overpaying, or misjudging market trends are common pitfalls. But it doesn’t have to be thatway. Imagine securing your property with: Minimal initial investment (up to 100% financing using equity)Reduced loan amounts and mortgage repaymentsHigh rental income and immediate equitySimplified bank valuation approvals and pre-financing arrangements A trusted colleague of mine always says, “Never lose money.” It’s a principle that should guide every investment decision. Going it alone can lead to: Poor investment choicesFailure to leverage equity and savings against inflationUnnecessary high tax burdens Don’t navigate this complex market solo. Let’s discuss how yo

Reflecting on a decade of facilitating home, investment, and self-employed loans, one might question: Has the process of purchasing a home become more challenging than it was ten years ago? In assessing borrowing capacity, three primary factors are taken into account: Net Income, the magnitude of your deposit, and the varying policies of lenders. These policies can significantly influence the outcome of loan approval and theextent of borrowing capacity, potentially affecting it by tens or even hundreds of thousands of dollars. The landscape of lender offerings is diverse: some do not provide pre-approval services, and there are specific loan-to-value ratio (LVR) limitations contingent upon one’s credit history, the property type, or its location. Factors suchas credit score, types of loans for construction, the utilization of equity as cash (with or without proof of its intended use), the origin of your deposit (whether saved or gifted), living expenses, and the stability of your inc

2024 has well and truly in full swing and our new work year is almost 1/3 done ” looking forward to the opportunities that will come to us all. I was reading some quotes, and this quote was very relevant for us starting out ” for many of us ” the first day back at work. “You don’t have to do everything in one day to succeed, but you do have to get started. Just getting off the ground, getting started, if, for most people, the most difficult part. Once you do, the rest will usually fall into place.” #buyinvestlive

There are two defining characteristics among the nation’s “leading” economists: (1) they are hopeless at forecasting residential property markets; and (2) they refuse to learn from their mistakes.In 2023 economists predicted prices to fall, but instead they rose and they dismissed the outcome as an aberration which “surprised everyone”. Then they keep using the same flawed methodology and are predicting price falls in 2024 because of the impact of risinginterest rates.A year ago, most economists tipped prices to fall at least 15% because of rising interest rates. Instead there were price rises averaging 8.6% for houses and 6.4% for apartments (CoreLogic figures). Several cities and regional markets had annual price risesabove 10%.The key lesson from 2023 is that there are forces more powerful than interest rates impacting property markets. The most important being shortage. There continues to be strong demand in the market at a time of under-supply, destined to get worse in 2024.The th

Rethinking Property Investment: Why New Beats Old When building a property portfolio, it’s essential to focus on factors that define success:capital growth, rental income, tax depreciation benefits, and low vacancy rates. Here’s a thought: older properties might seem attractive initially, but they come with hidden costs. Limited tax benefits and renovation needs can quickly eat into your budget. Sure, renovations offer tax deductions, but they alsomean more upfront investment. Now, let’s flip the script. Consider the benefits of investing inbrand-new properties: Strong Capital Growth: New properties often see faster appreciation.Higher Rental Yield: They tend to attract more tenants at better rates.Tax Efficiency: Maximize your savings with significant tax depreciation benefits.Consistent Occupancy: New properties generally have lower vacancy rates. This strategy does more than just save taxes. It frees up funds for further investments, avoiding the financial sinkhole of renovatin

Unlocking Education: Top Melbourne’s Suburbs for Growing Families Discover the ideal Australian suburbs for families looking to secure a home in top-notch school zones. With the rising cost of living, finding a balance between quality education and affordable housing is paramount, especially forgrowing families NewsCorp has identified the perfect suburbs where parents can invest in a home without compromising on their children’s education. Introducing ‘Bangfor Buck’, a ground-breaking dataset that pinpoints high-performing public schools and the most budget-friendly housing markets within their catchment areas. They have crunched the numbers, incorporating the latest NAPLAN results, PropTrack’s median house prices, and school catchment mapping to guide parents seeking the best value for their investment. Here are the top picks across Melbourne For families in Sydney, venturing westward offers A-grade education without the hefty price tag. Suburbs in Western Sydney, South-West

Embarking on a home-buying journey, particularly with investment in mind, is not just a test of financial acumen but also a relationship’s resilience. This path, often riddled with challenges, ultimately leads to rewarding outcomes. Investingtogether as a couple can be a thrilling adventure, marked by financial growth and returns that make the endeavour worthwhile. Before diving into this venture, it’s crucial for both partners to be aligned, understanding the journey ahead fully. Despite the adage that ‘opposites attract,’ differing opinions and goals in property investment require compromise forsuccess. For single buyers, the focus is solely on personal goals and strategies. However, couples must prioritize establishing a shared vision. This involves open discussions about individual aspirations, expectations, and risk tolerance to ensuremutual comfort, especially considering the impact of decisions on both parties. Determining whether property investment is a short-term endeavour

Spend less upfront to buy your home. When Im asked about how much is needed to be saved ” here is one of our lenders who is assisting you get started. You only need to pay 2.2% of the property value (+GST and government fees) upfront to get a Deposit Boost Loan and a standard-rate home loan. $1M Purchase $22k = 2.2%$10k buffer ” you keep this after settlement. $40k stamp duty ” approx. = $72k deposit Navigate the home buying journey with ease – you’ll also get personalised advice and a white-glove service from your very ownbuyers agent. This includes: Property hunting and shortlisting homesBuilding and pest inspection reports and strata reportsOur support and expert guidance every step of the way Here’s what can’t be included: Stamp duty and other government fees and taxesConveyancing ” estimated $2kThird-party costs (things like title insurance) House Hunting over Christmas ? Lets get your pre-approved !!https://buyinvestlive.com.au/appointment #buyinvestlive

Unlocking Education: Top Sydney Suburbs for Growing Families Discover the ideal Australian suburbs for families looking to secure a home in top-notch school zones. With the rising cost of living, finding a balance between quality education and affordable housing is paramount, especially for growingfamilies News Corp has identified the perfect suburbs where parents can invest ina home without compromising on their children’s education. Introducing ‘Bang for Buck’, a ground-breaking dataset that pinpoints high-performing public schools and the most budget-friendly housing markets within their catchment areas. They have crunched the numbers, incorporating the latest NAPLAN results, PropTrack’s median house prices, and school catchment mapping to guide parents seeking the best value for their investment. Here are the top picks across Sydney: For families in Sydney, venturing westward offers A-grade education without the hefty price tag. Suburbs in Western Sydney, South-West Sydney, an