RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

Why do investment loans have a higher rate?

 

Opinion: There is no real reason as some lenders offer the same rates for Home and Investment – P&I or IO repayments. 

Officially it’s because banks often see investment lending as higher risk.

But there are ways to trim the cost, such as having a bigger deposit or offsetting it with applicable tax benefits.

DM us today and we’ll help explore your options.
To find out more, send me a DM or contact Kelvin Mason on:
0480 090 669

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