RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

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What’s negative gearing all about?

It’s where the cost of owning a rental property (such as loan interest and rates), outweighs rental income. You can then claim a loss on

5 ways we can help you buy your dream home!

Understand your borrowing power Provide you with support and guidance at every step Streamline the finance process Understand savings and deposit options, and Settling your

Could rate cuts affect home prices?

In the past, property prices have jumped 0.6% nationally (about $5,000) on average in the first month following a long-awaited rate cut.* And that’s just

Checklist: buying in a new development

Look into the developer’s track record. Research the builder’s previous builds. Check out the estate’s masterplan. How are the transport links? Will the area have

Could you confidently bid at an auction?

Spring selling season is ramping up. Here are some tips to help you prepare! Research the local market Know your borrowing power Get home loan

Kiwis now eligible for low deposit scheme

The Home Guarantee Scheme lets eligible first home buyers in Australia purchase with a 5% deposit and no lenders mortgage insurance. Or 2% for single

Why bother with home loan pre-approval?

Pre-approval helps you set a buying budget and gives you confidence to make offers and bid at auctions. While lenders only offer ‘unconditional approval’ once

How to access equity for a rental property

  National property prices have spiked 40% since March 2020.* But you don’t need to sell your family home to access your equity. By refinancing,