RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 5.55% (5.96%*)

A Risk Fee is a once-off charge payable by you when the amount of money you borrow for the purchase of a home or asset if higher than that lender's acceptable LVR. For a home loan, this is usually 80% of the value of the home (80% LVR) ... [ Learn More ]

Most lenders have moved away from the no-deposit home loan, although there are a few products available with very strict criteria. Excluding the no-deposit opportunities made available to the medial industry and other ... [ Learn More ]

Buying a house is filled with expenses, some examples being legal fees, stamp duty, application fees, as well as the initial required deposit. On top of these initial costs, there can be additional expenses, especially in that initial year, as you begin to personalise ... [ Learn More ]

Self-Managed Super Funds are often used by investors as a means to take control over their superannuation for the purpose of investing in property of their own choosing. However, Self-Managed Super Funds - particularly when used for investing - is a complex ... [ Learn More ]

Property prices in Australia are high - particularly in capital cities. While entry to the property market is generally within reach of many, the co-ownership model provides access to property with a shared obligation towards repayments. There are ... [ Learn More ]

  General Repayment Calculator
The General Repayment Calculator will provide you with a very general understanding of how much you might be able to borrow. Consider visiting our Calculator Archive.
 Renovating Frequently Asked Questions
Listed below are common renovating and General Borrowing Frequently Asked Questions. Selecting the link from within each FAQ will deliver you to a page with more information.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
FHB Cover, Updated April 2025
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Owner Occ. (Selected P&I Rates)
Interest*
5.14%
Comparison*
6.01%
   
5.39%
5.77%
   
5.39%
6.30%
   
5.49%
5.71%
   
Selected Invest Products (P&I)
Interest*
5.55%
Comparison*
5.96%
   
5.59%
6.57%
   
5.64%
6.45%
   
5.68%
5.97%
   
Selected Multiple Lenders (Fixed)
Interest*
5.14%
Comparison*
6.01%
   
5.39%
5.77%
   
5.39%
6.30%
   
5.49%
5.71%
   
Selected Multiple Lenders (Variable)
Interest*
5.43%
Comparison*
6.02%
   
5.68%
5.88%
   
5.74%
5.75%
   
5.74%
5.76%
   
Selected BIg-4 Lenders (Variable)
Interest*
5.90%
Comparison*
6.03%
   
6.04%
6.05%
   
6.14%
6.14%
   
6.19%
6.20%
   
Selected Invest Products (IO)
Interest*
5.59%
Comparison*
6.66%
   
5.64%
6.44%
   
5.69%
6.14%
   
5.79%
7.73%