RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

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Could you reduce your monthly repayments?

  Many borrowers are currently paying an interest rate of 7.11%.* But the average rate for new loans is 6.3%.^ So, for a $600,000 loan, refinancing down to 6.37% could cut $280 per month off repayments. DM us to find out more. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans

Can you recall your interest rate?

  A new report* shows that 42% of mortgage holders can’t. Itโ€™s an oversight that can cost you dearly if you’re paying too much (and don’t even know it!). DM us to find out what youโ€™re paying, and whether you could save by switching. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669

4 great schemes for first home buyers

  * Home Guarantee Scheme: buy with a 5% deposit and no LMI. * First Home Owner Grants ($10,000 in many states). * Stamp duty concessions/exemptions (in most states) * First Home Super Saver Scheme: grow a deposit in your super. DM us to see if you’re eligible. To find out more, send me a DM or contact Kelvin Mason

Are you paying the loyalty tax?

Banks generally offer lower rates to new customers, multiple studies have confirmed. Home owners who switch lenders save $1,908 per year on average.* DM us today to explore your refinancing options. โฃ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney

Spring selling season has arrived!

  โฃโฃ More homes are generally listed ‘For Sale’ in spring (things look much nicer!) Don’t get caught off guard. With home loan pre-approval you can make offers and bid at auctions with confidence. โฃ โฃ DM us today to avoid scrambling for finance after the hammer falls.โฃ โฃ To find out more, send me a DM or contact Kelvin

๐—จ๐—ป๐—น๐—ผ๐—ฐ๐—ธ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—›๐—ผ๐—บ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—๐˜‚๐˜€๐˜ ๐Ÿฑ% ๐——๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜: ๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—›๐—ผ๐—บ๐—ฒ ๐—š๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฒ

𝗨𝗻𝗹𝗼𝗰𝗸𝗬𝗼𝘂𝗿 𝗙𝗶𝗿𝘀𝘁 𝗛𝗼𝗺𝗲 𝘄𝗶𝘁𝗵 𝗝𝘂𝘀𝘁 𝟱% 𝗗𝗲𝗽𝗼𝘀𝗶𝘁: 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿 𝘁𝗵𝗲 𝗙𝗶𝗿𝘀𝘁 𝗛𝗼𝗺𝗲 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲 The First Home Guarantee (𝗙𝗛𝗕𝗚), part of the Home Guarantee Scheme, is designed to help eligible buyers purchase their first home sooner. Administered by Housing Australia on behalfof the Australian Government, this scheme guarantees the buyer’s home loan through a participating lender. With the 𝗙𝗛𝗕𝗚, you can buy

๐—š๐—ฟ๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐—บ๐—ถ๐—น๐—น๐—ฒ๐—ป๐—ป๐—ถ๐—ฎ๐—น …

𝗚𝗿𝗼𝘄𝗶𝗻𝗴𝘂𝗽 𝗺𝗶𝗹𝗹𝗲𝗻𝗻𝗶𝗮𝗹 – 𝘁𝗵𝗲𝘀𝗲 𝗺𝗶𝗴𝗵𝘁 𝗯𝗲 𝘆𝗼𝘂𝗿 𝗺𝗶𝗹𝗹𝗲𝗻𝗻𝗶𝗮𝗹 𝗺𝗲𝗺𝗼𝗿𝗶𝗲𝘀 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝗺𝗲 𝗹𝗶𝗳𝗲: * Acting as the “aerial” for the TV when the picture got fuzzy and manually changing channels”no remote controls! * Having a fridge with an exterior tap was the epitome of luxury. * Swinging on a Hills Hoist for fun. * Well-kept front gardens that showcased everyone’s house

๐—›๐—ผ๐—บ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—™๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ: ๐—Ÿ๐—ถ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐Ÿฎ๐Ÿญ๐Ÿฎ๐Ÿฐ

Suburban living will evolve, pressured by population growth, urbanisation, and sustainability. Future suburbs will prioritise walkability, green spaces, and mixed-use developments to create vibrant communities.
Homes in 2124 may be shaped by technology, sustainability, and lifestyle changes. Designs will blend functionality and aesthetics, focusing on eco-consciousness and community.
Homes will become modular, flexible, demountable, and biodegradable, using innovative

Why Aussies Prefer Auctions: A Look at Australia’s Unique Real Estate Tradition

From Gavel to Sold: Understanding Australia’s Auction Craze Australians’ use of house auctions has left many Americans baffled, with a viral video sparking surprise and curiosity. In Australia, auctions are a common and transparent method, often considered a neighbourhood event and used to achievehigher sale prices due to competitive bidding. In contrast, the U.S. primarily reserves auctions for foreclosures, favouring

HECS – does HECS affect how much I can borrow?

I refer to an article from news.com.au which says a lady knew that HECS would affect servicing and that she asked a broker to check and claims that the broker did not provide the correct advice ” and she needed a higher deposit. We don’t know what was discussed ” nor what paperwork was provided before advice was given ”

Boost Your Property Profits Now: Discover 7 Essential Investment Strategies

Investing in property is an endeavour where the head must rule the heart, especially if your goal is to maximize financial returns. Understanding this, let’s delve into seven strategic ways to boost your investment success. 1. Prioritize Location Location significantly influences a property’s price and rental trajectory, accounting for up to 80% of its long-term performance. Opt for locations based

Exploring the Reasons Behind Australia’s Persistent Housing Shortage

Delving into Australia’s housing crisis, the alarmingly low vacancy rate of 0.7% serves as a stark indicator of the situation. A balanced housing market would exhibit a vacancy rate between 2-3%, suggesting a significant shortfall in available housing. This “unprecedented low” highlights a severe, ongoing undersupply in the market. The surge in demand is primarily fuelled by robust population growth,

Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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