RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

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Innovative Gift Ideas for the Festive Season: Perfect for Everyone on Your List!

As the holiday seasonfast approaches, finding the perfect gift for your loved ones can be a delightful challenge. To help you out, we’ve curated a list of unique and innovative gift ideas that are sure to impress! 1. Versatile Egg Cooker: Ideal for the busy individual, this egg cooker can poach, hard boil, scramble, and make omelettes, offering a protein-packed

Are building costs still blowing out?

  Great news. Residential construction costs are rising at the slowest annual pace in 22 years.* So, while the cost to build isn’t reducing, builders and homeowners can have some optimism that project costs hopefully won’t blow out. DM us today to discuss construction loan options. To find out more, send me a DM or contact Kelvin Mason on: 0480

How to fast-track your first home deposit

The First Home Super Saver Scheme could boost your deposit by 30% compared to a savings account.* Simply make voluntary contributions to super – up to $15,000/year. When buying you can withdraw those contributions – up to $50,000/person – plus associated earnings. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090

Is your home loan with a big 4 bank?

  If so, you could save $157-$296/month on a $600,000 loan.* How? By switching to a lesser-known lender with a more competitive rate. DM us today.⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney #sydneyrealestate #sydneyproperty #sydneymortgagebroker #sydneybroker #sydneyfinance #nsw

When can we expect the next rate cut?

  The RBA probably won’t cut the cash rate until at least early 2025 (thanks a lot, stubborn inflation!). But don’t let that stop you from taking refinancing action of your own. We’re seeing a big difference in rates across lenders. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

What’s the average home loan interest rate?

⁣⁣ For existing borrowers it’s 6.4%.* Is your rate higher? DM us today to explore refinancing. ⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney #sydneyrealestate #sydneyproperty #sydneymortgagebroker #sydneybroker #sydneyfinance #nsw #nswproperty #nswrealestate #nswfinance #nswbroker *RBA

Why do investment loans have a higher rate?

  Opinion: There is no real reason as some lenders offer the same rates for Home and Investment – P&I or IO repayments.  Officially it’s because banks often see investment lending as higher risk. But there are ways to trim the cost, such as having a bigger deposit or offsetting it with applicable tax benefits. DM us today and we’ll

What’s your current borrowing power?

  ⁣ Chances are it increased on July 1 thanks to the Stage 3 tax cuts. So that place you had your eye on – that you thought was out of range – might now be in it. DM us today to find out your new borrowing capacity.⁣ ⁣ To find out more, send me a DM or contact Kelvin

What might houses cost in 2027?⁣

  At least 20% more in most capital cities*. That’s based on expectations of a housing shortage and RBA rate cuts. DM us to find out your borrowing capacity before any potential house price increases. ⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty

3 reasons why 74% of Aussies use a broker

  – We help you navigate the complex process of buying a home. – We work in your best interests (banks aren’t obliged to do so). – We’re with you for the long haul, providing regular home loan reviews. DM us today to get the partnership started. To find out more, send me a DM or contact Kelvin Mason on:

New spots are open for 5% deposit scheme!

  The Home Guarantee Scheme lets eligible first home buyers purchase with a 5% deposit and not pay lenders mortgage insurance. But places are limited! And they just opened up more spots on July 1. DM us today for more info. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

Want to buy with a 5% deposit and no LMI?

  156,000 first home buyers, single parents and regional Aussies have done just that since January 2020.* It’s part of a government scheme kicking off again in July. Places are limited so DM us to apply and reserve a spot. ⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
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