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Spring selling season is ramping up. Here are some tips to help you prepare! Research the local market Know your borrowing power Get home loan pre-approval Do a purchase inspection Attend other auctions in advance to get a feel DM us today for more help To find out more, send me a DM or contact Kelvin Mason on: 0480 090

The Home Guarantee Scheme lets eligible first home buyers in Australia purchase with a 5% deposit and no lenders mortgage insurance. Or 2% for single parents. New Zealanders need a Special Category Visa 444 – the visa they get on arrival. DM us for more info. To find out more, send me a DM or contact Kelvin Mason on: 0480

Pre-approval helps you set a buying budget and gives you confidence to make offers and bid at auctions. While lenders only offer ‘unconditional approval’ once they know the property you want to buy and assess it, pre-approval gives added peace of mind. DM us to get the ball rolling. To find out more, send me a DM or contact Kelvin

  National property prices have spiked 40% since March 2020.* But you don’t need to sell your family home to access your equity. By refinancing, you could cash out a portion of the equity to invest in a rental property. DM us for more info. To find out more, send me a DM or contact Kelvin Mason on: 0480 090

  Who can apply for a home loan with a smaller deposit and no lenders mortgage insurance? Nurses and midwives (10% deposit). Doctors and dentists (5% deposit). Other healthcare workers, lawyers, accountants and essential workers get access to similar perks, too. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669

  Great news. Residential construction costs are rising at the slowest annual pace in 22 years.* So, while the cost to build isn’t reducing, builders and homeowners can have some optimism that project costs hopefully won’t blow out. DM us today to discuss construction loan options. To find out more, send me a DM or contact Kelvin Mason on: 0480

The First Home Super Saver Scheme could boost your deposit by 30% compared to a savings account.* Simply make voluntary contributions to super – up to $15,000/year. When buying you can withdraw those contributions – up to $50,000/person – plus associated earnings. DM us today. To find out more, send me a DM or contact Kelvin Mason on: 0480 090

  If so, you could save $157-$296/month on a $600,000 loan.* How? By switching to a lesser-known lender with a more competitive rate. DM us today.⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney #sydneyrealestate #sydneyproperty #sydneymortgagebroker #sydneybroker #sydneyfinance #nsw

  The RBA probably won’t cut the cash rate until at least early 2025 (thanks a lot, stubborn inflation!). But don’t let that stop you from taking refinancing action of your own. We’re seeing a big difference in rates across lenders. To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage

⁣⁣ For existing borrowers it’s 6.4%.* Is your rate higher? DM us today to explore refinancing. ⁣ To find out more, send me a DM or contact Kelvin Mason on: 0480 090 669 #buyinvestlive #homeloans #mortgage #finance #refinancing #mortgagebroker #home #investmentproperty #firsthomebuyer #fhlds #refinance #sydney #sydneyrealestate #sydneyproperty #sydneymortgagebroker #sydneybroker #sydneyfinance #nsw #nswproperty #nswrealestate #nswfinance #nswbroker *RBA

  Opinion: There is no real reason as some lenders offer the same rates for Home and Investment – P&I or IO repayments.  Officially it’s because banks often see investment lending as higher risk. But there are ways to trim the cost, such as having a bigger deposit or offsetting it with applicable tax benefits. DM us today and we’ll