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Diving into property investment is exhilarating yet daunting, offering significant return potentials. Here’s a guide to avoid common mistakes in your first investment property purchase: Managing Cash Flow Effectively: Understand Initial Costs: Know the expenses involved in property buying, like stamp duty, legal fees, and inspection costs.Anticipate Ongoing Expenses: Remember, owning a property involves continual costs such as council rates,

As the trend of self-managed superannuation funds (SMSF) gains momentum, many are seizing the opportunity to take charge of their investment decisions. Particularly, SMSF lending has emerged as a popular choice, offeringsignificant control and flexibility. Here’s why: Available Lending Options: Residential Lending: Up to 80% loan-to-value ratio.Commercial Lending: Up to 70% loan-to-value ratio.Pre-Approval Options: Some lenders offer pre-approval even before

What is it about our great country that makes us so proud, and the previous generations went to war to keep free ? My Country The love of field and coppice,Of green and shaded lanes.Of ordered woods and gardensIs running in your veins,Strong love of grey-blue distanceBrown streams and soft dim skiesI know but cannot share it,My love is otherwise.

The landscape of fixed-rate home loans in Australia has shifted significantly, reflecting a departure from the sub-2% rates previously available. Specifically, the current lowest fixed rates offered start at 5.79%, and for those considering loans from the major banks (commonly referred to as the Big Four), the rates begin at 6.49%. This upsurge in rates underscores the need for potential

Finding Your Dream Home: A Smart Buyer’s Checklist Discovering your dream home can be exhilarating but remember ” it’s a major financial commitment. To help you make a grounded decision, we’ve summarized key considerations: Budgeting & Affordability 💰 Ensure the property fits within your budget. Remember, aside from the purchase price, there are ongoing costs like council rates, strata fees,

Australia takes her pen in hand,To write a line to you, Tolet you fellows understand,How proud we are of you. From shearing shed and cattle run,From Broome to Hobsons Bay,Each native-born Australian son,Stands straighter up today. The man who used to “hump his drum”,On far-out Queensland runs,Is fighting side by side with someTasmanian farmer’s sons. The fisher-boys dropped sail and

Lieutenant General Sir Leslie James Morshead was a distinguished Australian military commander renowned for his leadership during World War II, particularly in the Middle East and New Guinea campaigns. Born in 1889 in Ballarat, Victoria,Morshead’s military and leadership qualities shone brightly across both world wars, earning him a reputation as a resilient and effective leader. Early Life and Education: Morshead

General Sir Thomas Blamey was a significant figure in Australian military history, known for his roles in both World Wars and as the first Australian to attain the rank of field marshal. Born in 1884 in Victoria, Australia, Blamey began his military career in the Australian Army as a part of the First Australian Imperial Force during World War I.

Sir John Monash was an outstanding Australian military commander and civic leader whose innovative approaches during World War I significantly influenced modern military tactics. Born in 1865 in Melbourne to Jewish immigrants from Prussia,Monash was not only a brilliant military strategist but also a civil engineer and an advocate for education and veterans’ affairs. Early Life and Education: Monash was

Sir Edward “Weary” Dunlop was a remarkable Australian figure, renowned for his leadership and humanitarian efforts during World War II. Born in 1907 in Wangaratta, Victoria, he was not only a skilled surgeon but also an exemplary leader,particularly noted for his role as a prisoner of war (POW). Early Life and Career: “Weary” ” a nickname that ironically stemmed from

What is Anzac Day? Anzac Day, 25 April, is one of Australia’s most important national occasions. It marks the anniversary of the first major military action fought by Australian and New Zealand forces during the First World War. What does ANZAC stand for? ANZAC stands for Australian and New Zealand Army Corps. The soldiers in those forces quickly became known