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Spend less upfront to buy your home. When Im asked about how much is needed to be saved ” here is one of our lenders who is assisting you get started. You only need to pay 2.2% of the property value (+GST and government fees) upfront to get a Deposit Boost Loan and a standard-rate home loan. $1M Purchase $22k

Unlocking Education: Top Sydney Suburbs for Growing Families Discover the ideal Australian suburbs for families looking to secure a home in top-notch school zones. With the rising cost of living, finding a balance between quality education and affordable housing is paramount, especially for growingfamilies News Corp has identified the perfect suburbs where parents can invest ina home without compromising on

2024 Will Defy Property Doomsayers, to learn more have a read of Terry’s otherBlog posts. The year 2023 defied the predictions of economists and media, demonstrating robust growth in property prices across many areas, contrary to expectations. This trend is likely to continue in 2024, surpassing the recent pessimistic forecasts. Many who anticipated a significant drop in prices for 2023

Wondering what will happen after your fixed interest rate period ends? With many fixed interest rate periods ending this year, you’re not alone. As a mortgage broker, it’s important to provide clients with comprehensive advice and guidance, especially when it comes to managing their home loan repayments. The end of a fixed interest rate period can bring significant changes to

We have become aware of a recent security incident at Firstmac that may have affected your personal information. Ensuring the privacy and security of your data is of course, our utmost priority. What Happened? Recently, FirstMac IT systems were compromised by an unauthorized third party. This breach ledto the unauthorized access of personal data including names, contact details, tax file

#1 Get Started! As simple as it sounds many people wait. Wait for a deposit – wait for the right time ” wait for right property. These are all important ” but why not get started and talk to an experienced mortgage broker who can confirm what you can afford ” with buffers in case of one of life “oops”

Hi friends, I’m taking part in Cancer Council’s Hills Relay For Life 2024 and I’ve set myself a goal to raise $480 in 48 hours – I have until 8:00am on Friday! I would be so grateful for your support, every dollar really does make a difference. www.relayforlife.org.au/fundraisers/kelvinmason Thank you 💛

In today’s economic climate, grocery shopping can be one of the most stressful aspects of household management, with bills ranging from $78 to $210 weekly. A key factor contributing to high grocery bills is the clever promotional tacticssupermarkets employ. According to Professor Nitika Garg from the University of New South Wales’ School of Marketing, understanding these tactics is crucial to

LMI a great option for first home buyers LENDERS MORTGAGE INSURANCE company Helia has released its 2023Home Buyer Sentiment Report, which reveals the stark truth about the challenges first home buyers face when purchasing property. The report found that 78% of first home buyers are finding it difficult to save for a deposit, which impacts their path towardshomeownership. “This is

As the financial year approaches, the June 1 HECS-HELP indexation deadline nears, impacting the student loans of 2.95 million Australians. Early data suggests an increase of 4.2% to 4.8%, potentially adding up to $1,272 to the average studentdebt of $26,494. Since 2005, student loan debt in Australia has surged from $12.4 billion to $78 billion. The repayment period now stretches

HECS and Home Buying – Understanding Your Options. When you’re in the market for a new home, deciding whether to pay off your HECS debt or boost your down payment is crucial. There are several strategiesto consider. Impact on Borrowing Capacity Take, for instance, an income of $110,000. HECS deductions amount to $7,700 annually from your net income, which can